122 Baum Bay Dr, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 122 Baum Bay Dr, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,905 sqft · built 1995
Lot Size	0.287 acres (12,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$242,345 (Aug 2009)
Tax Bill	$2,744 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2025 Second Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`988305283563`

Property Details

APN / Parcel Number

Primary APN	`988305283563`
Alternative APN	`004127000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,905 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,500 sqft (0.287 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	988305283563
Street Address	122 BAUM BAY DR
City	KILL DEVIL HILLS
State	NC
Zip	27948-8405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 62 BLK: SEC: 1 PL: A SL: 44
Legal Subdivision	BAUM BAY HARBOR
Legal Lot Number	62
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1020
Census Tract	970302

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	122 BAUM BAY DR, KILL DEVIL HILLS, NC 27948-8405
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 23, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
	Deed of Trust, Mortgage
Jan 19, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Dec 12, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Nov 14, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Apr 5, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2009 · Amount on Record
Deed Sale	Aug 6, 2009 · Amount on Record
Prior Sale	Apr 15, 2005 · Amount on Record
Deed Document Number	20096262890
Deed Book / Page	1809 / 44
Last Transfer Date	Aug 11, 2009
Transfer Doc	001809/326
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Recording Date	Jul 27, 2026
Property Address	122 BAUM BAY DR, KILL DEVIL HILLS, NC 27948-8405
Document Number	0700161922
Book / Page	2862 / 289
Instrument Date	Jul 23, 2026
Instrument	2026700161922
Transaction Type	Mortgage
Record Updated	Aug 5, 2026
Title Company	ROCKET TITLE, ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 BAUM BAY DR, KILL DEVIL HILLS, NC 27948-8405

Mortgage

Document Number	0700161922,
Date	Jul 27, 2026
Book Page	2862/289
Instrument	2026700161922

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	122 BAUM BAY DR, KILL DEVIL HILLS, NC 27948-8405
Transaction Type	Mortgage
Record Updated	Jan 1, 2026
Title Company	UNKNOWN, ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 BAUM BAY DR, KILL DEVIL HILLS, NC 27948-8405

Mortgage

Document Number	002828/113
Date	Dec 23, 2025
Book Page	2828/113
Instrument	700155600

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2041

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	122 BAUM BAY DR, KILL DEVIL HILLS, NC 27948-8405
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	122 BAUM BAY DR, KILL DEVIL HILLS, NC 27948-8405
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	UNKNOWN, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002458/828
Date	Jan 19, 2021
Book Page	2458/828
Instrument	700091266

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	122 BAUM BAY DR, KILL DEVIL HILLS, NC 27948-8405
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002341/867
Date	Dec 12, 2019
Book Page	2341/867
Instrument	700071997

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	122 BAUM BAY DR, KILL DEVIL HILLS, NC 27948-8405
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	UNKNOWN, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002653/589
Date	Nov 14, 2022
Book Page	2653/589
Instrument	700124434

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2042

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Apr 5, 2018
Property Address	122 BAUM BAY DR, KILL DEVIL HILLS, NC 27948-8405
Document Number	002229/509
Book / Page	2229 / 509
Instrument Date	Apr 5, 2018
Instrument	000700050808
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 S MAIN ST, RED SPRINGS, NC 28377-1806

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,744.00	$630,000 (-) Land $119,200 Building $510,800	$630,000 (-) Land $119,200 Building $510,800
2025	$2,744.00 (+7.61%)	$630,000 (+54.37%) Land $119,200 Building $510,800
2023	$2,550.00	$408,100 Land $86,100 Building $322,000
2020			$630,000 Land $119,200 Building $510,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 190 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	290 units insured incl. 100 condo units
Nearby Flood Claims	22 (2003–2018)
Claims Outside the SFHA	9 of 22
Most Recent Claim	Oct 2018 · Tropical Storm Michael
Claims by Event	Tropical Storm Michael, Oct 2018 · 6 claims Hurricane Matthew, Oct 2016 · 5 claims Hurricane Irene, Aug 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DARE COUNTY WATER SYSTEM serves 28,732 people · EPA ID NC0428030
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Baum Bay Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures