1229 W Cottage Loop, Gardnerville, NV 89460 Property Records

Douglas County property record for 1229 W Cottage Loop, Gardnerville, NV 89460

Property Summary

Property Type	Single Family Home
Details	2,140 sqft · built 2018
Lot Size	0.098 acres (4,269 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,707 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1220-21-111-084`

Property Details

APN / Parcel Number

Primary APN	`1220-21-111-084`
Alternative APN	`122021111018`

Interior

Stories	1 Story
Building Area	2,140 sqft Living Area
Gross Area	2,573 sqft
1st Floor Area	2,140 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	4,269 sqft (0.098 acres)
Garage Type	Attached
Garage Area	433 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	122021111018
Street Address	1229 W COTTAGE LOOP
City	GARDNERVILLE
State	NV
Zip	89460-4400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COTTAGES AT CV PHASE #1 LOT 18
Legal Range	20E
Legal Township	12N
Legal Section	21
Legal Subdivision	COTTAGES AT CV PHASE #1
Legal Block	3
Legal Lot Number	18
Jurisdiction	DOUGLAS NV
Township / Civil Division	GARDNERVILLE-MINDEN
Census Block Group	3
Census Block	3011
Census Tract	1200

Owner

Source: Douglas County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1229 W COTTAGE LOOP, GARDNERVILLE, NV 89460-4400
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Oct 22, 2019	Quit Claim Deed, Mortgage · VA Mortgage VALLEY W MTG
Jan 8, 2019	Grant Deed, Transfer · VA Mortgage GUILD MTG
Nov 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage JOAN TIEFENTHALER
Aug 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage MARTIN MILLER FITZGERALD LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2019
Deed Sale	Oct 22, 2019
Prior Sale	Jan 8, 2019 · Amount on Record
Deed Document Number	2019937007
Prior Transfer Date	Oct 17, 2019
Prior Transfer Doc	0000037007
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NV
Property Address	1229 W COTTAGE LOOP, GARDNERVILLE, NV 89460-4400
Transaction Type	Mortgage
Record Updated	Jan 12, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061249
Date	Feb 3, 2021
Instrument	2021-961249

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

October 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	DOUGLAS NV
Recording Date	Oct 22, 2019
Property Address	1229 W COTTAGE LOOP, GARDNERVILLE, NV 89460-4400
Document Number	0000937007
Instrument Date	Oct 17, 2019
Instrument	937007
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	FIRST AMERICAN TITLE PASEO VER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1229 W COTTAGE LOOP GARDNERVILLE NV 894604400, GARDNERVILLE, NV 89460-4400

Mortgage

Document Number	937008
Date	Oct 22, 2019
Instrument	937008

Lender

Name	VALLEY W MTG
Type	Mortgage Company
Address	LAS VEGAS, NV 89117

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2049

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DOUGLAS NV
Recording Date	Jan 8, 2019
Property Address	1229 W COTTAGE LOOP, GARDNERVILLE, NV 89460-4400
Document Number	0000924346
Instrument Date	Jan 7, 2019
Instrument	924346
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,741.38
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5817 CALICO COVE CT BAKERSFIELD CA 933067761, BAKERSFIELD, CA 93306-7761

Mortgage

Document Number	924347
Date	Jan 8, 2019
Instrument	924347

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NV
Property Address	1229 W COTTAGE LOOP, GARDNERVILLE, NV 89460-4400
Document Number	0000923059
Instrument Date	Nov 27, 2018
Transaction Type	Mortgage
Record Updated	Dec 21, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1229 W COTTAGE LOOPE GARDNERVILLE NV 89460, GARDNERVILLE, NV 89460

Mortgage

Document Number	0000923059
Date	Nov 30, 2018
Instrument	923059

Lender

Name	JOAN TIEFENTHALER
Address	4480 CRYSTAL DR, BROOMFIELD, CO 80023-8138

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NV
Property Address	1229 W COTTAGE LOOP, GARDNERVILLE, NV 89460-4400
Document Number	0000924295
Instrument Date	Aug 30, 2018
Transaction Type	Mortgage
Record Updated	Jan 29, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5270 SAN VICIENTE TER DUBLIN CA 945688707, DUBLIN, CA 94568-8707

Mortgage

Document Number	0000924295
Date	Jan 7, 2019
Instrument	924295

Lender

Name	MARTIN MILLER FITZGERALD LLC
Address	17530 BAIN SPRINGS RD, RENO, NV 89521-6870

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Douglas County
Unified School District	Douglas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,707.00 (+3.08%)	$140,258 (-0.82%) Land $31,500 Building $108,758
2025	$2,626.00 (+4.7%) Additional exemption filed	$141,418 (+5.09%) Land $30,800 Building $110,618	$404,051 (+5.09%) Land $88,000 Building $316,051
2023	$2,508.00 (+2.03%) Additional exemption filed	$134,574 (+10.08%) Land $30,800 Building $103,774	$384,497 (+10.08%) Land $88,000 Building $296,497
2022	$2,458.00	$122,252 Land $26,950 Building $95,302	$349,291 (+6.59%) Land $77,000 Building $272,291
2021			$327,683 Land $70,000 Building $257,683

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of Nevada
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNERVILLE RANCHOS GID serves 11,300 people · EPA ID NV0000066
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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