1227 Ruby Dr, Shelbyville, IN 46176 Property Records

Shelby County property record for 1227 Ruby Dr, Shelbyville, IN 46176

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,563 sqft · built 1988
Lot Size	0.014 acres (626 sqft)
Owner	Individual Name on File
Last Sale	$104,400 (Jul 2011)
Tax Bill	$1,286 (2025)
Deeds & Mortgages	Oct 2023 Transfer Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`73-11-07-300-106.022-002`

Property Details

APN / Parcel Number

Primary APN	`73-11-07-300-106.022-002`
Alternative APNs	`01819908225` `0412502280`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,563 sqft Living Area
1st Floor Area	1,563 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Condo/Apartment
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	626 sqft (0.014 acres)
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	01819908225
Street Address	1227 RUBY DR
City	SHELBYVILLE
State	IN
Zip	46176-3200
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT K-2 RUBY DR CONDO HPR IMPROVEMENTS ON LOTS 66 & 67 #53-22-1
Legal Subdivision	RUBY DRIVE HORIZONTAL PROPERTY REGIME
Legal Lot Number	66-67
Jurisdiction	SHELBY IN
Township / Civil Division	ADDISON
Census Block Group	3
Census Block	3019
Census Tract	710700

Owner

1227 Ruby Dr, a condominium, is owned and occupied by an individual who acquired it in October 2023.

Source: Shelby County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1227 RUBY DR, SHELBYVILLE, IN 46176-3200
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2023	Intrafamily Transfer, Transfer
Jan 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FSLA OF GREENSBURG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2011 · Amount on File
Deed Sale	Jul 11, 2011 · Amount on File
Prior Sale	Sep 11, 2007 · Amount on File
Deed Document Number	20114789
Last Transfer Date	Oct 3, 2023
Transfer Doc	2023004723
Record Updated	Sep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHELBY IN
Recording Date	Oct 5, 2023
Property Address	1227 RUBY DR, SHELBYVILLE, IN 46176-3200
Document Number	2023004723
Map Reference	DOC 20111005057
Instrument Date	Oct 3, 2023
Instrument	2023004723
Transaction Type	Transfer
Record Updated	Oct 25, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1227 RUBY DR, SHELBYVILLE, IN 46176-3200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1227 RUBY DR, SHELBYVILLE, IN 46176-3200

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY IN
Property Address	1227 RUBY DR, SHELBYVILLE, IN 46176-3200
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020000181
Date	Jan 9, 2020
Instrument	2020000181

Lender

Name	FIRST FSLA OF GREENSBURG
Type	Bank
Address	GREENSBURG, IN 47240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 1227 Ruby Dr was $1,286 with a homeowner's exemption, up 2% from the year before.

Source: Shelby County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Shelby County
County Subdivision	Addison Township
Municipality	Shelbyville City
Unified School District	Shelbyville Central Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,286.00 (+1.98%) Homeowner's exemption	$173,300 Building $173,300	$173,300 Building $173,300
2024	$1,261.00 (+2.02%)
2023	$1,236.00 (-2.83%)	$170,700 (+9.77%) Building $170,700	$170,700 (+9.77%) Building $170,700
2022	$1,272.00	$155,500 Building $155,500	$155,500 Building $155,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1227 Ruby Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective November 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1227 Ruby Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - SHELBYVILLE private · serves 19,093 people · EPA ID IN5273002
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	10,000 / 10,000
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20

May also be available: Central Indiana Communications, T-Mobile, Verizon.

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