1220 Ruby Dr, Shelbyville, IN 46176 Property Records

Shelby County property record for 1220 Ruby Dr, Shelbyville, IN 46176

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,563 sqft · built 1987
Lot Size	0.052 acres (2,297 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Oct 2019)
Tax Bill	$1,276 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage May 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`73-11-07-300-106.006-002`

Property Details

APN / Parcel Number

Primary APN	`73-11-07-300-106.006-002`
Alternative APNs	`01310796262` `0412500680`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,563 sqft Living Area
1st Floor Area	1,563 sqft
Family Room	Family Room

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Condo/Apartment
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	2,297 sqft (0.052 acres)
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01310796262
Street Address	1220 RUBY DR
City	SHELBYVILLE
State	IN
Zip	46176-3200
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT C-2 RUBY DR CONDO HPR IMPROVEMENTS ON LOTS 57 & 58 # 53-22-1 SEE NOT ES
Legal Subdivision	THE DRIVE HORIZONTAL PROPERTY REIME
Legal Lot Number	57-58
Jurisdiction	SHELBY IN
Township / Civil Division	ADDISON
Census Block Group	3
Census Block	3019
Census Tract	710700

Owner

1220 Ruby Dr, a condominium, is owned and occupied by an individual who bought it in October 2019.

Source: Shelby County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1220 RUBY DR, SHELBYVILLE, IN 46176-3200
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2019	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
May 3, 2018	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2019 · Amount on File
Deed Sale	Oct 2, 2019 · Amount on File
Prior Sale	Jun 20, 2016
Deed Document Number	20195185
Prior Transfer Date	May 2, 2018
Prior Transfer Doc	2018002492
Record Updated	Sep 20, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY IN
Recording Date	Oct 2, 2019
Property Address	1220 RUBY DR, SHELBYVILLE, IN 46176-3200
Document Number	2019005185
Map Reference	DOC 2011005057
Instrument Date	Sep 26, 2019
Instrument	2019005185
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	SECURITY TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 RUBY DR, SHELBYVILLE, IN 46176-3200

Mortgage

Document Number	2019005186
Date	Oct 2, 2019
Instrument	2019005186

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

May 2018: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SHELBY IN
Recording Date	May 3, 2018
Property Address	1220 RUBY DR, SHELBYVILLE, IN 46176-3200
Document Number	2018002492
Instrument Date	May 2, 2018
Instrument	2018002492
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2617 E OLD RUSHVILLE RD, SHELBYVILLE, IN 46176-9567

Tax Assessment & Valuation

The 2025 property tax bill for 1220 Ruby Dr was $1,276 with a homeowner's exemption, up 2% from the year before.

Source: Shelby County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Shelby County
County Subdivision	Addison Township
Municipality	Shelbyville City
Unified School District	Shelbyville Central Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,276.00 (+2%) Homeowner's exemption	$172,700 Building $172,700	$172,700 Building $172,700
2024	$1,251.00 (+2.04%)
2023	$1,226.00 (+2%)	$165,500 (+6.77%) Building $165,500	$165,500 (+6.77%) Building $165,500
2022	$1,202.00	$155,000 Building $155,000	$155,000 Building $155,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1220 Ruby Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective November 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1220 Ruby Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - SHELBYVILLE private · serves 19,093 people · EPA ID IN5273002
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	10,000 / 10,000
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20

May also be available: Central Indiana Communications, T-Mobile, Verizon.

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