1221 RUBY DR # J-2, J-2, SHELBYVILLE, IN 46176-3200
Mortgage
Document Number
2025005780
Date
Nov 24, 2025
Instrument
2025005780
Lender
Name
BAYSHORE MORTGAGE FUNDING LLC
Type
Mortgage Company
Address
2108 EMMORTON PARK RD STE 204, EDGEWOOD, MD 21040
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Dec 1, 2055
November 2022: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
SHELBY IN
Recording Date
Nov 28, 2022
Property Address
1221 RUBY DR, SHELBYVILLE, IN 46176-3200
Document Number
2022007027
Map Reference
DOC 2011005057
Instrument Date
Nov 18, 2022
Instrument
2022007027
Transaction Type
Transfer
Record Updated
Jan 16, 2026
Title Company
SECURITY TITLE SERVICES
Transaction
Amount
Amount on Record
Tax
$0.00
Amount Accuracy
Verified / From Affidavit
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
IN
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
1221 RUBY DR, SHELBYVILLE, IN 46176-3200
July 2022: Deed, Transfer
Document Type
Deed
Jurisdiction
SHELBY IN
Recording Date
Jul 6, 2022
Property Address
1221 RUBY DR, SHELBYVILLE, IN 46176-3200
Document Number
2022004371
Map Reference
DOC 2011005057
Instrument Date
Jun 28, 2022
Instrument
2022004371
Transaction Type
Transfer
Record Updated
Jan 16, 2026
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Verified / From Affidavit
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
IN
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
1221 RUBY DR, SHELBYVILLE, IN 46176-3200
Mortgage
Document Number
2022004372
Date
Jul 6, 2022
Instrument
2022004372
Lender
Name
FAIRWAY INDEPENDENT MORTGAGE CORP
Type
Mortgage Company
Address
CARROLLTON, TX 75007
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Jul 1, 2052
August 2017: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
SHELBY IN
Recording Date
Aug 9, 2017
Property Address
1221 RUBY DR, SHELBYVILLE, IN 46176-3200
Document Number
2017004422
Map Reference
DOC2011005057
Instrument Date
Jul 31, 2017
Instrument
2017004422
Transaction Type
Transfer
Record Updated
Jan 16, 2026
Transaction
Tax
$0.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Irrevocable Trust
Address
1221 RUBY DR, SHELBYVILLE, IN 46176-3200
Tax Assessment & Valuation
The 2025 property tax bill for 1221 Ruby Dr was $1,573 with a homeowner's exemption, down 12.4% from the year before.
Source: Shelby County assessment roll, as of June 23, 2026
Property Jurisdictions
Type
Name
State
Indiana
County
Shelby County
County Subdivision
Addison Township
Municipality
Shelbyville City
Unified School District
Shelbyville Central Schools (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$1,573.00 (-12.37%)Homeowner's exemption
$179,800 (+0.17%)Building $179,800
$179,800 (+0.17%)Building $179,800
2024
$1,795.00 (+1.36%)Homeowner's exemption
$179,500 (+1.36%)Building $179,500
$179,500 (+1.36%)Building $179,500
2023
$1,771.00 (+14.26%)
$177,100 (+14.26%)Building $177,100
$177,100 (+14.26%)Building $177,100
2022
$1,550.00Homeowner's exemption
$155,000Building $155,000
$155,000Building $155,000
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 1221 Ruby Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective November 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
1 in force
Nearby Flood Claims
1 (2009)
Claims Outside the SFHA
1 of 1
Most Recent Claim
Aug 2009 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 1221 Ruby Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
INDIANA AMERICAN WATER - SHELBYVILLE private · serves 19,093 people · EPA ID IN5273002
Water Source
Groundwater
Last State Inspection
Jan 2025
Lead
1 ppb (2024–2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
GigabitNow Fiber
10,000 / 10,000
Xfinity Cable
1,200 / 35
AT&T DSL
100 / 20
May also be available: Central Indiana Communications, T-Mobile, Verizon.