Shelby County property record for 1228 Ruby Dr, Shelbyville, IN 46176
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,563 sqft · built 1987 |
| Lot Size | 0.053 acres (2,322 sqft) |
| Owner | Individual Name on File |
| Last Sale | $184,500 (Mar 2022) |
| Tax Bill | $1,557 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 73-11-07-300-106.003-002 |
| Primary APN | 73-11-07-300-106.003-002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,563 sqft Living Area |
| 1st Floor Area | 1,563 sqft |
| Family Room | Family Room |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Condo/Apartment |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 2,322 sqft (0.053 acres) |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00885781577 |
|---|---|
| Street Address | 1228 RUBY DR |
| City | SHELBYVILLE |
| State | IN |
| Zip | 46176-3200 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT B-1 RUBY DR CONDO HPR IMPROVEMENTS ON LOT 56 # 53-22-1 |
| Legal Subdivision | RUBY DRIVE HORIZONTAL PROPERTY |
| Legal Lot Number | 56 |
| Jurisdiction | SHELBY IN |
| Township / Civil Division | ADDISON |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 710700 |
1228 Ruby Dr, a condominium, is owned and occupied by an individual who bought it in March 2022.
Source: Shelby County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1228 RUBY DR, SHELBYVILLE, IN 46176-3200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 24, 2022 · Amount on File |
| Deed Sale | Mar 24, 2022 · Amount on File |
| Prior Sale | Dec 27, 2012 |
| Deed Document Number | 20221989 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SHELBY IN |
| Recording Date | Mar 24, 2022 |
| Property Address | 1228 RUBY DR, SHELBYVILLE, IN 46176-3200 |
| Document Number | 2022001989 |
| Map Reference | DOC 2011005057 |
| Instrument Date | Jan 10, 2021 |
| Instrument | 2022001989 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 1228 RUBY DR, SHELBYVILLE, IN 46176-3200 |
| Document Number | 2022001990 |
|---|---|
| Date | Mar 24, 2022 |
| Instrument | 2022001990 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
The 2025 property tax bill for 1228 Ruby Dr was $1,557 with a homeowner's exemption, down 9.8% from the year before.
Source: Shelby County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Shelby County |
| County Subdivision | Addison Township |
| Municipality | Shelbyville City |
| Unified School District | Shelbyville Central Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,557.00 (-9.84%) Homeowner's exemption | $173,000 Building $173,000 | $173,000 Building $173,000 |
| 2024 | $1,727.00 (+4.16%) | ||
| 2023 | $1,658.00 (+6.76%) | $165,800 (+6.76%) Building $165,800 | $165,800 (+6.76%) Building $165,800 |
| 2022 | $1,553.00 Homeowner's exemption | $155,300 Building $155,300 | $155,300 Building $155,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1228 Ruby Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective November 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1228 Ruby Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 78% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - SHELBYVILLE private · serves 19,093 people · EPA ID IN5273002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GigabitNow Fiber | 10,000 / 10,000 |
| Xfinity Cable | 1,200 / 35 |
| AT&T DSL | 100 / 20 |
May also be available: Central Indiana Communications, T-Mobile, Verizon.
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