Schenectady County and Schenectady City property record for 1225 Union St, Schenectady, NY 12308
| Property Type | Triplex |
|---|---|
| Details | 6 bd · 3 ba · 3,012 sqft · built 1920 |
| Lot Size | 0.112 acres (4,900 sqft) |
| Owner | Company Name on Record |
| Last Sale | $198,000 (Jun 2021) |
| Tax Bill | $10,356 (2026) |
| Deeds & Mortgages | Jan 2022 Mortgage Jun 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.84-1-19 |
| Primary APN | 421500 39.84-1-19 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,012 sqft Total Area |
| 1st Floor Area | 1,548 sqft |
| 2nd Floor Area | 976 sqft |
| Attic | Attic |
| Attic Area | 488 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,900 sqft (0.112 acres) |
| Lot Dimensions | 90.5 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 236 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1225 UNION ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-2922 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | 03 |
| Legal Description | PT OF BRIGGS MAP 2 WOOD AND GARAGE |
| Legal Subdivision | BOULEVARDS |
| Legal Block | 1 |
| Legal Lot Number | 19.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 33400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Union Street Historic District listed 1982 · 184 contributing resources · NRIS 82001268 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1737 UNION ST, SCHENECTADY, NY 12309-6275 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jan 7, 2022 | Deed of Trust, Mortgage SUNMARK FCU |
| Jun 7, 2021 | Warranty Deed, Transfer TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Jun 25, 2018 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 7, 2021 · Amount on Record |
| Deed Sale | Jun 7, 2021 · Amount on Record |
| Prior Sale | Jun 25, 2018 · Amount on Record |
| Deed Document Number | 202126560 |
| Deed Book / Page | 2060 / 317 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1225 UNION ST, SCHENECTADY, NY 12308-2922 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 10 COURTNEY DR, DELANSON, NY 12053-3550 |
| Document Number | 0000001086 |
|---|---|
| Date | Jan 7, 2022 |
| Book Page | 5187/525 |
| Instrument | 202201086 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Amount | Amount Recorded |
|---|---|
| Term | 119 Months |
| Due | Dec 15, 2031 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 7, 2021 |
| Property Address | 1225 UNION ST, SCHENECTADY, NY 12308-2922 |
| Document Number | 0000026560 |
| Book / Page | 2060 / 317 |
| Instrument Date | Jun 4, 2021 |
| Instrument | 202126560 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $792.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4222 RIVER RD, 4222, LATHAM, NY 12110-1185 |
| Name | Verified Name |
|---|---|
| Address | 10 COURTNEY DR, DELANSON, NY 12053-3550 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 25, 2018 |
| Property Address | 1225 UNION ST, SCHENECTADY, NY 12308-2922 |
| Document Number | 0000027936 |
| Book / Page | 001989 / 000986 |
| Instrument Date | Apr 3, 2018 |
| Instrument | 27936 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $700.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4222 RIVER RD LATHAM NY 121101185, LATHAM, NY 12110-1185 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,356.00 (+3.02%) | ||
| 2025 | $10,052.00 (+6.54%) | $180,300 (-) Land $16,200 Building $164,100 | $298,559 (+30.82%) Land $26,826 Building $271,733 |
| 2023 | $180,300 (-) Land $16,200 Building $164,100 | $228,228 (+3.8%) Land $20,506 Building $207,722 | |
| 2022 | $180,300 Land $16,200 Building $164,100 | $219,878 Land $19,756 Building $200,122 | |
| 2021 | $9,435.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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