Schenectady County and Schenectady City property record for 1218 Union St, Schenectady, NY 12308
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 2,634 sqft · built 1891 |
| Lot Size | 0.177 acres (7,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $82,700 (Apr 1998) |
| Tax Bill | $6,832 (2026) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Jun 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.83-3-3 |
| Primary APN | 421500 39.83-3-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,634 sqft Total Area |
| 1st Floor Area | 1,332 sqft |
| 2nd Floor Area | 1,302 sqft |
| Year Built | Built 1891 |
|---|---|
| Effective Year Built | Effective 1891 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,750 sqft (0.177 acres) |
| Lot Dimensions | 193 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 759 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 422 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1218 UNION ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-2921 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD |
| Legal Block | 3 |
| Legal Lot Number | 3.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 20800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Union Street Historic District listed 1982 · 184 contributing resources · NRIS 82001268 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1218 Union St, a duplex, is owned and occupied by two individuals who acquired it in June 2021.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1218 UNION ST, SCHENECTADY, NY 12308-2921 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 28, 2022 | Warranty Deed, Transfer · FHA Mortgage HOMESTEAD FUNDING CORP |
| Jun 11, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 20, 1998 · Amount on File |
| Deed Sale | Apr 20, 1998 · Amount on File |
| Deed Book / Page | 1535 / 68 |
| Last Transfer Date | Jun 6, 2021 |
| Transfer Doc | 0000027477 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 28, 2022 |
| Property Address | 1218 UNION ST, SCHENECTADY, NY 12308-2921 |
| Document Number | 0000010237 |
| Book / Page | 2079 / 474 |
| Instrument Date | Feb 16, 2022 |
| Instrument | 202210237 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $768.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 303 6TH AVE, 303, TROY, NY 12182-3316 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1318 CRANE ST, SCHENECTADY, NY 12303-1804 |
| Document Number | 0000010238 |
|---|---|
| Date | Feb 28, 2022 |
| Book Page | 5204/535 |
| Instrument | 202210238 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 11, 2021 |
| Property Address | 1218 UNION ST, SCHENECTADY, NY 12308-2921 |
| Document Number | 0000027477 |
| Book / Page | 2060 / 578 |
| Map Reference | CAB B MAP 225 |
| Instrument Date | Jun 6, 2021 |
| Instrument | 202127477 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1218 UNION ST, SCHENECTADY, NY 12308-2921 |
The 2026 property tax bill for 1218 Union St was $6,832, up 3% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,832.00 (+3.03%) | ||
| 2025 | $6,631.00 | $117,700 Land $17,700 Building $100,000 | $194,900 Land $29,310 Building $165,590 |
| 2023 | $117,700 (-) Land $17,700 Building $100,000 | $148,987 (+3.8%) Land $22,405 Building $126,582 | |
| 2022 | $117,700 Land $17,700 Building $100,000 | $143,537 Land $21,585 Building $121,952 | |
| 2021 | $4,891.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1218 Union St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1218 Union St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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