1. Home
  2. New York
  3. Schenectady
  4. Union St

1216 Union St, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 1216 Union St, Schenectady, NY 12308

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 3,276 sqft · built 1906
Lot Size0.196 acres (8,558 sqft)
Owner2 Individual Names on Record
Last Sale$319,000 (Oct 2024)
Tax Bill$8,837 (2026)
Deeds & MortgagesOct 2024 Sale & Mortgage
Jan 2019 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN421500 39.83-3-2

Property Details

APN / Parcel Number

Primary APN421500 39.83-3-2
Alternative APN
  • 150003908300030020000000

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Stories2 Stories
Building Area3,276 sqft Total Area
1st Floor Area1,638 sqft
2nd Floor Area1,638 sqft

Exterior

Year BuiltBuilt 1906
Effective Year BuiltEffective 1906
Architectural StyleTraditional
Exterior MaterialWood
Lot Area8,558 sqft (0.196 acres)
Lot Dimensions198 ft deep x 43.2 ft wide
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area492 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1216 UNION ST
CitySCHENECTADY
StateNY
Zip12308-2921
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code03 - MULTI
Legal Description2 WOOD AND GARAGES
Legal Block3
Legal Lot Number2.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2000
Census Tract20800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Union Street Historic District
listed 1982 · 184 contributing resources · NRIS 82001268

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1216 UNION ST, SCHENECTADY, NY 12308-2921
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2024Warranty Deed, Transfer · FHA Mortgage
SUNMARK FCU
Jan 18, 2019Deed of Trust, Mortgage · Conventional Mortgage
HOMESTEAD FUNDING CORP
Aug 3, 2018Warranty Deed, Transfer
ATTORNEY ONLY
Sep 19, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
Jun 1, 2017Quit Claim Deed, Transfer
Quitclaim
Jun 7, 2017Trustee's Deed, Foreclosure
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 2024 · Amount on Record
Deed SaleOct 1, 2024 · Amount on Record
Prior SaleJun 7, 2017 · Amount on Record
Deed Document Number202458091
Deed Book / Page2138 / 761
Prior Transfer DateAug 23, 2017
Prior Transfer Doc0000042288
Record UpdatedOct 29, 2026

October 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateOct 1, 2024
Property Address1216 UNION ST, SCHENECTADY, NY 12308-2921
Document Number0000058091
Book / Page2138 / 761
Instrument DateAug 20, 2024
Instrument202458091
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanySTEWART TITLE INS CO UPSTATE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,276.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address34 OAKTREE LN, NISKAYUNA, NY 12309-1824

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1216 UNION ST, SCHENECTADY, NY 12308-2921

Mortgage

Document Number0000058092
DateOct 1, 2024
Instrument202458092
Lender
NameSUNMARK FCU
TypeCredit Union
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueSep 1, 2054

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1216 UNION ST, SCHENECTADY, NY 12308-2921
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002633
DateJan 18, 2019
Book Page4890/648
Instrument201902633
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2049

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateAug 3, 2018
Property Address1216 UNION ST, SCHENECTADY, NY 12308-2921
Document Number0000034381
Book / Page001992 / 000825
Instrument DateJul 5, 2018
Instrument34381
Transaction TypeTransfer
Record UpdatedAug 20, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address857 HUNTINGDON DR SCHENECTADY NY 123094930, SCHENECTADY, NY 12309-4930

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateSep 19, 2017
Property Address1216 UNION ST, SCHENECTADY, NY 12308-2921
Document Number0000042288
Book / Page001971 / 000578
Instrument DateAug 23, 2017
Instrument42288
Transaction TypeTransfer
Record UpdatedSep 22, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 NASSAU AVE SCHENECTADY NY 123041820, SCHENECTADY, NY 12304-1820

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateJun 1, 2017
Property Address1216 UNION ST, SCHENECTADY, NY 12308-2921
Document Number0000024244
Book / Page001963 / 000564
Instrument DateMay 26, 2017
Instrument24244
Transaction TypeTransfer
Record UpdatedJun 20, 2017

Transaction

AmountAmount Recorded
Tax$4.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address525 UNION ST #102 SCHENECTADY NY 123051141, 102, SCHENECTADY, NY 12305-1141

June 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSCHENECTADY NY
Recording DateJun 7, 2017
Property Address1216 UNION ST, SCHENECTADY, NY 12308-2921
Document Number0000025232
Book / Page001964 / 000369
Instrument DateMay 25, 2017
Instrument25232
Transaction TypeForeclosure
Record UpdatedJan 13, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$165.00
Amount AccuracyConfirmed
Additional
  • Foreclosure Auction
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 OLD STATE RD SCHENECTADY NY 12306, SCHENECTADY, NY 12306

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,837.00 (+2.48%)
2025$8,623.00 (+5.8%)$160,600 (-) Land $24,100 Building $136,500$265,938 (+30.82%) Land $39,907 Building $226,031
2023$160,600 (-) Land $24,100 Building $136,500$203,291 (+3.8%) Land $30,506 Building $172,785
2022$160,600 Land $24,100 Building $136,500$195,854 Land $29,390 Building $166,464
2021$8,150.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

Nearby Properties on Union St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures