1230 Union St, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 1230 Union St, Schenectady, NY 12308

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,036 sqft · built 1900
Lot Size	0.114 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Apr 2018)
Tax Bill	$6,317 (2026)
Deeds & Mortgages	Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 39.83-3-7`

Property Details

APN / Parcel Number

Primary APN	`421500 39.83-3-7`
Alternative APN	`150003908300030070000000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,036 sqft Living Area
1st Floor Area	938 sqft
2nd Floor Area	784 sqft
Upper Floors Area	314 sqft
Attic	Attic
Attic Area	314 sqft
Basement Area	314 sqft
Finished Basement	314 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Exterior Material	Stucco
Lot Area	5,000 sqft (0.114 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Porch	Slab
Porch Area	378 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1230 UNION ST
City	SCHENECTADY
State	NY
Zip	12308-2921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	AGED AFFIDAVIT REQUIRED 2 STUCCO
Legal Block	3
Legal Lot Number	7.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2000
Census Tract	20800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Union Street Historic District listed 1982 · 184 contributing resources · NRIS 82001268

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1230 UNION ST, SCHENECTADY, NY 12308-2921
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2018 · Amount on Record
Deed Sale	Apr 6, 2018 · Amount on Record
Prior Sale	May 27, 2016 · Amount on Record
Deed Document Number	201814518
Deed Book / Page	1984 / 426
Prior Transfer Date	May 24, 2016
Prior Transfer Doc	0000022814
Record Updated	Oct 29, 2026

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Apr 6, 2018
Property Address	1230 UNION ST, SCHENECTADY, NY 12308-2921
Document Number	0000014518
Book / Page	1984 / 426
Instrument Date	Mar 30, 2018
Instrument	201814518
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26 FRENCHS MILL RD, 26, ALTAMONT, NY 12009-2527

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 MORRIS AVE # 3, 3, BRONX, NY 10457-8717
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014519
Date	Apr 6, 2018
Book Page	4829/439
Instrument	201814519

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,317.00 (+0.89%)
2025	$6,261.00 (+5.58%)	$124,600 (-) Land $18,700 Building $105,900	$206,326 (+30.82%) Land $30,965 Building $175,361
2023		$124,600 (-) Land $18,700 Building $105,900	$157,722 (+3.8%) Land $23,671 Building $134,051
2022		$124,600 Land $18,700 Building $105,900	$151,951 Land $22,805 Building $129,146
2021	$5,930.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880