1225 Harper Rd, Ramona, CA 92065 Property Records

San Diego County property record for 1225 Harper Rd, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,572 sqft · built 1960
Lot Size	6.36 acres (277,042 sqft)
Owner	Company Name on Record
Tax Bill	$3,294 (2025)
Deeds & Mortgages	Sep 2021 Transfer Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`280-061-15-00`

Property Details

APN / Parcel Number

Primary APN	`280-061-15-00`
Alternative APN	`2800500500`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,572 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	277,042 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Radiant
Sewer	Septic

Location & Zoning

Old Parcel Number	2800500500
Street Address	1225 HARPER RD
City	RAMONA
State	CA
Zip	92065-1422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	BLK 374 /EXC E 240 FT/ N 1/2 OF E 1/2 TR 000644
Legal Subdivision	RAMONA
Legal Tract	000644
Legal Block	374
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1027
Census Tract	20812

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1225 HARPER RD, RAMONA, CA 92065-1422
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Sep 8, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Aug 21, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Aug 24, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 1, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 11, 2021
Transfer Doc	0000637612
Record Updated	Sep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 9, 2021
Property Address	1225 HARPER RD, RAMONA, CA 92065-1422
Document Number	0000637612
Map Reference	MAP 644
Instrument Date	Aug 11, 2021
Instrument	2021-0637612
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1225 HARPER RD, RAMONA, CA 92065-1422

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 8, 2021
Property Address	1225 HARPER RD, RAMONA, CA 92065-1422
Document Number	0000636826
Map Reference	MAP 644
Instrument Date	Aug 11, 2021
Instrument	2021-0636826
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1225 HARPER RD, RAMONA, CA 92065-1422

Mortgage

Document Number	0000636827
Date	Sep 8, 2021
Instrument	2021-0636827

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 21, 2020
Property Address	1225 HARPER RD, RAMONA, CA 92065-1422
Document Number	0000475391
Map Reference	MAP 644
Instrument Date	Jul 17, 2020
Instrument	2020-0475391
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1225 HARPER RD, RAMONA, CA 92065-1422

Mortgage

Document Number	0000475392
Date	Aug 21, 2020
Instrument	2020-0475392

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 24, 2020
Property Address	1225 HARPER RD, RAMONA, CA 92065-1422
Document Number	0000476857
Instrument Date	Jul 17, 2020
Instrument	476857
Transaction Type	Transfer
Record Updated	Sep 1, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1225 HARPER RD RAMONA CA 920651422, RAMONA, CA 92065-1422

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 1, 2018
Property Address	1225 HARPER RD, RAMONA, CA 92065-1422
Document Number	0000043320
Instrument Date	Jan 29, 2018
Instrument	43320
Transaction Type	Transfer
Record Updated	Feb 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1225 HARPER RD RAMONA CA 920651422, RAMONA, CA 92065-1422

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$292,138 (+2%) Land $128,740 Building $163,398
2025	$3,294.00 (+10.65%) Homeowner's exemption	$286,411 (+4.04%) Land $126,216 Building $160,195
2023	$2,977.00 (-4.61%) Homeowner's exemption	$275,291 Land $121,316 Building $153,975
2022	$3,121.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	37 units insured incl. 20 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 56% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: Cox Communications, Verizon.

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