1173 Harper Rd, Ramona, CA 92065 Property Records

San Diego County property record for 1173 Harper Rd, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,334 sqft · built 2007
Lot Size	2.51 acres (109,771 sqft)
Owner	2 Individual Names on Record
Last Sale	$629,000 (Jul 2019)
Tax Bill	$7,528 (2025)
Deeds & Mortgages	Jul 2018 Second Mortgage Jul 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`280-061-38-00`

Property Details

APN / Parcel Number

Primary APN	`280-061-38-00`
Alternative APN	`2800611800`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,334 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	109,771 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	2800611800
Street Address	1173 HARPER RD
City	RAMONA
State	CA
Zip	92065-1435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	BLK 374 SEQ NLY PAR OF SLY 2 PARS PER ROS 9186 IN S H OF TR 000644
Legal Subdivision	RAMONA
Legal Tract	000644
Legal Block	374
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1027
Census Tract	20812

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8147 FAIRVIEW AVE, LA MESA, CA 91941-6418
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SAN DIEGO COUNTY CU
Jul 9, 2019	Grant Deed, Transfer CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2019 · Amount on Record
Deed Sale	Jul 9, 2019 · Amount on Record
Prior Sale	Sep 11, 2003 · Amount on Record
Deed Document Number	2019270139
Prior Transfer Date	Sep 3, 2015
Prior Transfer Doc	0000493293
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1173 HARPER RD, RAMONA, CA 92065-1435
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	FIRST AMERICAN TITLE SAN DIE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000302875
Date	Jul 25, 2018
Instrument	2018-0302875

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2028

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 9, 2019
Property Address	1173 HARPER RD, RAMONA, CA 92065-1435
Document Number	0000270139
Instrument Date	Jun 21, 2019
Instrument	270139
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO

Transaction

Amount	Amount Recorded
Tax	$691.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8147 FAIRVIEW AVE LA MESA CA 919416418, LA MESA, CA 91941-6418

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$701,656 (+2%) Land $351,385 Building $350,271
2025	$7,528.00 (+6.98%)	$687,899 (+4.04%) Land $344,496 Building $343,403
2023	$7,037.00 (-1.18%)	$661,189 Land $331,120 Building $330,069
2022	$7,121.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	37 units insured incl. 20 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 56% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: Cox Communications, Verizon.

Nearby Properties on Harper Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures