1217 Harper Rd, Ramona, CA 92065 Property Records

San Diego County property record for 1217 Harper Rd, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,356 sqft · built 1980
Lot Size	0.96 acres (41,818 sqft)
Owner	Company Name on Record
Last Sale	$153,500 (Nov 2012)
Tax Bill	$3,047 (2025)
Deeds & Mortgages	Mar 2026 Transfer Mar 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`280-061-14-00`

Property Details

APN / Parcel Number

Primary APN	`280-061-14-00`
Alternative APN	`2800500600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,356 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	41,818 sqft (0.96 acres)

Location & Zoning

Old Parcel Number	2800500600
Street Address	1217 HARPER RD
City	RAMONA
State	CA
Zip	92065-1422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	BLK 374 E 240 FT OF S 174 FT OF N 1/2 TR 000644
Legal Subdivision	RAMONA
Legal Tract	000644
Legal Block	374
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1027
Census Tract	20812

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1217 HARPER RD, RAMONA, CA 92065-1422
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Intrafamily Transfer, Transfer
Mar 6, 2026	Quit Claim Deed, Transfer Quitclaim
Oct 22, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2012 · Amount on Record
Deed Sale	Nov 30, 2012 · Amount on Record
Deed Document Number	2012749762
Last Transfer Date	Oct 18, 2020
Transfer Doc	0000646940
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 6, 2026
Property Address	1217 HARPER RD, RAMONA, CA 92065-1422
Document Number	0000062654
Map Reference	MAP 644
Instrument Date	Mar 5, 2026
Instrument	2026-0062654
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16843 WHISPERING OAKS LN, RAMONA, CA 92065-6932

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 6, 2026
Property Address	1217 HARPER RD, RAMONA, CA 92065-1422
Document Number	0000062655
Map Reference	MAP 644
Instrument Date	Mar 5, 2026
Instrument	2026-0062655
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16843 WHISPERING OAKS LN, RAMONA, CA 92065-6932

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 22, 2020
Property Address	1217 HARPER RD, RAMONA, CA 92065-1422
Document Number	0000646940
Map Reference	MAP 644
Instrument Date	Oct 18, 2020
Instrument	2020-0646940
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	16843 WHISPERING OAKS LN, RAMONA, CA 92065-6932

Mortgage

Document Number	0000646941
Date	Oct 22, 2020
Instrument	2020-0646941

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$272,439 (+2%) Land $125,600 Building $146,839
2025	$3,047.00 (+11.24%)	$267,098 (+4.04%) Land $123,138 Building $143,960
2023	$2,739.00 (-5.13%)	$256,728 Land $118,357 Building $138,371
2022	$2,887.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	37 units insured incl. 20 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 56% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: Cox Communications, Verizon.

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