1183 Harper Rd, Ramona, CA 92065 Property Records

San Diego County property record for 1183 Harper Rd, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,897 sqft · built 2008
Lot Size	4.26 acres (186,001 sqft)
Owner	2 Individual Names on File
Last Sale	$815,000 (May 2023)
Tax Bill	$9,295 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jun 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`280-061-33-00`

Property Details

APN / Parcel Number

Primary APN	`280-061-33-00`
Alternative APN	`2800611700`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,897 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	186,001 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	2800611700
Street Address	1183 HARPER RD
City	RAMONA
State	CA
Zip	92065-1435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	BLK 374 (EX W 175 OF N 190 FT)N H OF S H OF E H OF TR 000644
Legal Subdivision	RAMONA
Legal Tract	000644
Legal Block	374
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1027
Census Tract	20812

Owner

Source: San Diego County assessment roll, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1183 HARPER RD, RAMONA, CA 92065-1435
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 12, 2023	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 15, 2022	Intrafamily Transfer, Transfer
Sep 17, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 12, 2023 · Amount on Record
Deed Sale	May 12, 2023 · Amount on Record
Deed Document Number	2023125557
Prior Transfer Date	Dec 28, 2021
Prior Transfer Doc	0000250591
Record Updated	Sep 20, 2026

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 12, 2023
Property Address	1183 HARPER RD, RAMONA, CA 92065-1435
Document Number	0000125557
Map Reference	MAP 644
Instrument Date	Apr 7, 2023
Instrument	2023-0125557
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	CHICAGO TITLE COMPANY-SAN DIEGO, CHICAGO TITLE CO SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1183 HARPER RD, RAMONA, CA 92065-1435

Mortgage

Document Number	0000125558
Date	May 12, 2023
Instrument	2023-0125558

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 15, 2022
Property Address	1183 HARPER RD, RAMONA, CA 92065-1435
Document Number	0000250591
Map Reference	MAP 644
Instrument Date	Dec 28, 2021
Instrument	2022-0250591
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4313 VISTA VERDE WAY, OCEANSIDE, CA 92057-6503

September 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 17, 2018
Property Address	1183 HARPER RD, RAMONA, CA 92065-1435
Document Number	0000384589
Instrument Date	Sep 5, 2018
Instrument	384589
Transaction Type	Transfer
Record Updated	Mar 26, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1183 HARPER RD RAMONA CA 920651435, RAMONA, CA 92065-1435

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$864,884 (+2%) Land $530,604 Building $334,280
2025	$9,295.00 (+362.44%)	$847,926 (+368.84%) Land $520,200 Building $327,726
2023	$2,010.00 (-5.77%)	$180,858 Land $47,533 Building $133,325
2022	$2,133.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	37 units insured incl. 20 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 56% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: Cox Communications, Verizon.

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