1225 Cold Spring Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 1225 Cold Spring Dr, O Fallon, MO 63368 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	4 Baths
Year Built	Built 2002
Square Footage	2,156 sqft Living Area
Lot Size	7,405 sqft (0.169 acres)
Occupancy	Owner Occupied
Last Sale	$307,000 (2019)
Tax Bill	$4,866.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`T032500192`
Alternative APN	`2-0126-8931-00-0029.0000000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	2,156 sqft Living Area
1st Floor	1,226 sqft 1st Floor
Basement Area	1,140 sqft Basement
Finished Basement	1,000 sqft Finished
Stories	2 Stories
Fireplace	2 Story Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2002
Architectural Style	Other Style
Exterior Material	Brick/Stone (Brick and/or Stone) Exterior
Lot Area	7,405 sqft (0.169 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Patio Area	384 sqft Patio
Porch	1 Porch
Porch Area	90 sqft Porch

Utilities and HVAC

Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	T032500192
Old Parcel Number	T032500192
Street Address	1225 COLD SPRING DR
City	O FALLON
State	MO
Zip	63368-7992
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SPRING ORCHARD #2 LOT 29
Legal Range	03E
Legal Township	46N
Legal Subdivision	SPRING ORCHARD #2
Legal Lot Number	29
Jurisdiction	ST CHARLES MO
Minor Civil Division	DARDENNE
Census Blockgroup	2
Census Block	2006
Census Tract	311739

Owner

Source: St. Charles County records · APN T032500192

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1225 COLD SPRING DR, O FALLON, MO 63368-7992
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 05, 2019 · Amount on Record
Deed Sale	Jul 05, 2019 · Amount on Record
Prior Sale	Jun 24, 2003 · Amount on Record
Deed Doc Number	0007101795
Deed Book / Page	7101 / 795
Record Refreshed	Jun 08, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 05, 2019
Property Address	1225 COLD SPRING DR, O FALLON, MO 63368-7992
Document Number	0071010795
Book / Page	007101 / 000795
Instrument Date	Jul 02, 2019
Instrument	340240
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1225 COLD SPRING DR O FALLON MO 633687992, O FALLON, MO 63368-7992

Mortgage

Document Number	71010797
Date	Jul 05, 2019
Book Page	007101/000797
Instrument	340250

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 04, 2049

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,866.00 (+33.24%)	$75,887 (+4.85%)	$399,405 (+4.85%)
2023		$72,380 (+40.97%)
2022	$3,652.00	$51,343	$380,948 (+40.97%) Land $40,002 Building $340,946
2021			$270,225 Land $40,002 Building $230,223

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.