St. Charles County property record for 1228 Cold Spring Dr, O Fallon, MO 63368 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2003 |
| Square Footage | 2,408 sqft Living Area |
| Lot Size | 7,405 sqft (0.169 acres) |
| Garage | Attached |
| Occupancy | Owner Occupied |
| Tax Bill | $4,898.00 (2025) |
Source: St. Charles County records · APN T032500102
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1228 COLD SPRING DR, O FALLON, MO 63368-7991 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 19, 2025 | Warranty Deed, Transfer · Conventional Mortgage FIRST BANK |
| Apr 14, 2020 | Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 19, 2025 |
| Deed Sale | Dec 19, 2025 |
| Prior Sale | Apr 14, 2020 |
| Deed Doc Number | 2025R-057093 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 19, 2025 |
| Property Address | 1228 COLD SPRING DR, O FALLON, MO 63368-7991 |
| Document Number | 0000057093 |
| Map Reference | MB 38 PG 271 |
| Instrument Date | Dec 18, 2025 |
| Instrument | 2025R-057093 |
| Transaction Type | Transfer |
| Record Updated | Jan 08, 2026 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE COMPANY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8166 APPLERIDGE DR, LEWIS CENTER, OH 43035-7058 |
| Name | Verified Name |
|---|---|
| Address | 1228 COLD SPRING DR, O FALLON, MO 63368-7991 |
| Document Number | 0000057094 |
|---|---|
| Date | Dec 19, 2025 |
| Instrument | 2025R-057094 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 14, 2020 |
| Property Address | 1228 COLD SPRING DR, O FALLON, MO 63368-7991 |
| Document Number | 0000230560 |
| Book / Page | 7269 / 1801 |
| Map Reference | MB 38 PG 271 |
| Instrument Date | Apr 09, 2020 |
| Instrument | 20200414000230560 |
| Transaction Type | Transfer |
| Record Updated | Oct 04, 2022 |
| Title Company | US TITLE CORP & AGCY INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1228 COLD SPRING DR, 1228, O FALLON, MO 63368-7991 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 1228 COLD SPRING DR, O FALLON, MO 63368-7991 |
| Document Number | 0000230570 |
|---|---|
| Date | Apr 14, 2020 |
| Instrument | 20200414000230570 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,898.00 | $76,389 (+3.79%) | $402,048 (+3.79%) Land $60,002 Building $342,046 |
| 2023 | $73,603 | ||
| 2022 | $387,385 Land $40,002 Building $347,383 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | T032500102 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,408 sqft Living Area |
| 1st Floor | 1,344 sqft 1st Floor |
| Basement Area | 1,064 sqft Basement |
| Finished Basement | 532 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Single Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Other Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Lot Area | 7,405 sqft (0.169 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Patio Area | 144 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 72 sqft Porch |
| Sewage | Sewage Connected |
|---|---|
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | T032500102 |
|---|---|
| Old Parcel Number | T032500102 |
| Street Address | 1228 COLD SPRING DR |
| City | O FALLON |
| State | MO |
| Zip | 63368-7991 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SPRING ORCHARD #1 LOT 80 |
| Legal Range | 03E |
| Legal Township | 46N |
| Legal Subdivision | SPRING ORCHARD #1 |
| Legal Lot Number | 80 |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | DARDENNE |
| Census Blockgroup | 2 |
| Census Block | 2007 |
| Census Tract | 311739 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures