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1220 Cold Spring Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 1220 Cold Spring Dr, O Fallon, MO 63368 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2002
Square Footage2,671 sqft Living Area
Lot Size7,405 sqft (0.17 acres)
OccupancyOwner Occupied
Last Sale$291,000 (2017)
Tax Bill$4,985.00 (2024)

Property Details

APN / Parcel Number

Primary APNT032500210
Alternative APN
  • 2-0126-8931-00-0076.0000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms9 Rooms
Building Area2,671 sqft Living Area
Gross Area4,322 sqft Gross Area
1st Floor2,671 sqft 1st Floor
Basement Area1,231 sqft Basement
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleRanch Style
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Lot Area7,405 sqft (0.17 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area420 sqft Garage
Patio Area300 sqft Patio
PorchOpen Porch
Porch Area40 sqft Porch

Utilities and HVAC

Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account NumberT032500210
Street Address1220 COLD SPRING DR
CityO FALLON
StateMO
Zip63368-7991
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSPRING ORCHARD #2 LOT 76
Legal SubdivisionSPRING ORCHARD #2
Legal Lot Number76
JurisdictionST CHARLES MO
Minor Civil DivisionDARDENNE
Census Blockgroup2
Census Block2007
Census Tract311739

Owner

Source: St. Charles County records · APN T032500210

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1220 COLD SPRING DR, O FALLON, MO 63368-7991
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 03, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
NATIONSTAR MORTGAGE LLC
Mar 03, 2017Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage
FIRST ST BK/ST CHARLES

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 03, 2017 · Amount on Record
Deed SaleMar 03, 2017 · Amount on Record
Prior SaleAug 10, 2016 · Amount on Record
Deed Doc Number2017132790
Deed Book / Page6707 / 1057
Last Transfer DateJul 07, 2017
Transfer Doc0067730229
Record RefreshedJun 08, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1220 COLD SPRING DR, O FALLON, MO 63368-7991
Transaction TypeMortgage
Record UpdatedOct 04, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address1220 COLD SPRING DR, O FALLON, MO 63368-7991

Mortgage

Document Number0000094405
DateDec 03, 2020
Instrument2020R-094405
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2050

March 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateMar 03, 2017
Property Address1220 COLD SPRING DR, O FALLON, MO 63368-7991
Document Number0067071057
Book / Page006707 / 001057
Instrument DateFeb 28, 2017
Instrument132790
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 05, 2017

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1220 COLD SPRING DR O FALLON MO 633687991, O FALLON, MO 63368-7991

Mortgage

Document Number67071059
DateMar 03, 2017
Book Page006707/001059
Instrument132800
Lender
NameFIRST ST BK/ST CHARLES
TypeBank
AddressSAINT CHARLES, MO 63301
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMar 02, 2047

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,293.00 (+6.18%)$82,605 (+9.37%)$434,762 (+9.37%) Land $60,002 Building $374,760
2024$4,985.00
2023$75,528
2022$397,518 Land $40,002 Building $357,516

Flood & Wildfire

1220 Cold Spring Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · St. Charles County (29183C), updated August 25, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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