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  4. O Fallon
  5. Cold Spring Dr

1227 Cold Spring Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 1227 Cold Spring Dr, O Fallon, MO 63368 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2003
Square Footage2,939 sqft Living Area
Lot Size7,405 sqft (0.169 acres)
GarageAttached
OccupancyOwner Occupied
Tax Bill$5,360.00 (2025)

Property Details

APN / Parcel Number

Primary APNT032500073
Alternative APN
  • 2-0126-8930-00-0030.0000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Total Rooms9 Rooms
Building Area2,939 sqft Living Area
1st Floor1,683 sqft 1st Floor
Basement Area1,256 sqft Basement
Stories1 Stories
FireplaceSingle Fireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2003
Architectural StyleOther Style
Exterior MaterialComposition/Composite Exterior
Lot Area7,405 sqft (0.169 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Patio Area265 sqft Patio
Porch1 Porch
Porch Area45 sqft Porch

Utilities and HVAC

SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account NumberT032500073
Old Parcel NumberT032500073
Street Address1227 COLD SPRING DR
CityO FALLON
StateMO
Zip63368-7992
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSPRING ORCHARD #1 LOT 30
Legal Range03E
Legal Township46N
Legal SubdivisionSPRING ORCHARD #1
Legal Lot Number30
JurisdictionST CHARLES MO
Minor Civil DivisionDARDENNE
Census Blockgroup2
Census Block2006
Census Tract311739

Owner

Source: St. Charles County records · APN T032500073

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Co-owner2 Verified Secondary Owners
Mailing Address1227 COLD SPRING DR, O FALLON, MO 63368-7992
OccupancyOwner Occupied
Owner TypeOwner is a Company, Secondary Owner is an Individual, Couple or Unincorporated Entity
VestingOwner is a Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE HOME LOAN EXPERT LLC
Oct 21, 2025Intrafamily Transfer, Transfer
Feb 05, 2020Deed of Trust, Mortgage
HOME LOAN EXPERT LLC
Jan 09, 2017Quit Claim Deed, Transfer
HOME LOAN EXPERT LLC

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleJan 16, 2004
Deed SaleJan 16, 2004
Prior SaleJan 09, 2017
Deed Doc Number0037620209
Last Transfer DateOct 21, 2025
Transfer Doc0000046850
Record RefreshedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1227 COLD SPRING DR, O FALLON, MO 63368-7992
Transaction TypeMortgage
Record UpdatedNov 05, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1227 COLD SPRING DR, O FALLON, MO 63368-7992

Mortgage

Document Number0000015311
DateFeb 22, 2021
Instrument2021R-015311
Lender
NameTHE HOME LOAN EXPERT LLC
TypeMortgage Company
AddressSAINT LOUIS, MO 63144
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CHARLES MO
Recording DateOct 21, 2025
Property Address1227 COLD SPRING DR, O FALLON, MO 63368-7992
Document Number0000046850
Map ReferenceMB 38 PG 271
Instrument DateOct 17, 2025
Instrument2025R-046850
Transaction TypeTransfer
Record UpdatedNov 05, 2025

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1227 COLD SPRING DR, O FALLON, MO 63368-7992

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1227 COLD SPRING DR, O FALLON, MO 63368-7992
Document Number0072291071
Instrument DateFeb 05, 2020
Transaction TypeMortgage
Record UpdatedMar 09, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1227 COLD SPRING DR O FALLON MO 633687992, O FALLON, MO 63368-7992

Mortgage

Document Number0072291071
DateFeb 11, 2020
Book Page007229/001071
Instrument84400
Lender
NameHOME LOAN EXPERT LLC
AddressSAINT LOUIS, MO 63144
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 10, 2050

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CHARLES MO
Recording DateJan 09, 2017
Property Address1227 COLD SPRING DR, O FALLON, MO 63368-7992
Document Number0066822111
Book / Page006682 / 002111
Instrument DateJan 03, 2017
Instrument16000
Transaction TypeTransfer
Record UpdatedJan 13, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1227 COLD SPRING DR O FALLON MO 633687992, O FALLON, MO 63368-7992

Mortgage

Document Number66822113,
DateJan 09, 2017
Book Page006682/002113
Instrument16010
Lender
NameHOME LOAN EXPERT LLC
AddressSAINT LOUIS, MO 63144
Agreement
AmountAmount Recorded
Term240 Months
DueJan 08, 2037

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,360.00$83,665 (+6.23%)$440,341 (+6.23%) Land $60,002 Building $380,339
2023$78,759
2022$414,523 Land $40,002 Building $374,521

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