1224 Hands Pike, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 1224 Hands Pike, Covington, KY 41017

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,075 sqft · built 1966
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$189,900 (May 2021)
Tax Bill	$1,881 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Aug 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`045-00-00-031.00`

Property Details

APN / Parcel Number

Primary APN	`045-00-00-031.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,075 sqft Finished Area
Gross Area	1,171 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1224 HANDS PIKE
City	COVINGTON
State	KY
Zip	41017-9454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGEPORT 1ST ADDN LOT 19 & E 16' LOT 18
Legal Subdivision	RIDGEPORT
Legal Phase	1ST
Legal Lot Number	19,18
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3005
Census Tract	65300

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1224 HANDS PIKE, COVINGTON, KY 41017-9454
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Warranty Deed, Transfer · FHA Mortgage NATIONS RELIABLE LENDING LLC
Aug 14, 2017	Grant Deed, Transfer KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2021 · Amount on Record
Deed Sale	May 18, 2021 · Amount on Record
Prior Sale	Aug 14, 2017 · Amount on Record
Deed Document Number	20215900087
Deed Book / Page	91 / 144
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	May 18, 2021
Property Address	1224 HANDS PIKE, COVINGTON, KY 41017-9454
Document Number	0005900087
Book / Page	91 / 144
Map Reference	MB 10 PG 4
Instrument Date	May 10, 2021
Instrument	21051805900087
Transaction Type	Transfer
Record Updated	Jun 4, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1212 CHICKADEE CT, 1212, EDGEWOOD, KY 41018-2605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1224 HANDS PIKE, COVINGTON, KY 41017-9454

Mortgage

Document Number	0005900088
Date	May 18, 2021
Instrument	21051805900088

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Aug 14, 2017
Property Address	1224 HANDS PIKE, COVINGTON, KY 41017-9454
Document Number	0000000168
Book / Page	0I3984 / 000028
Instrument Date	Jul 25, 2017
Instrument	168
Transaction Type	Transfer
Record Updated	Sep 7, 2017
Title Company	KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transaction

Amount	Amount Recorded
Tax	$56.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1212 CHICKADEE CT EDGEWOOD KY 410182605, EDGEWOOD, KY 41018-2605

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$189,900 (-) Land $20,000 Building $169,900	$189,900 (-) Land $20,000 Building $169,900
2025	$1,881.00 (-7.07%)	$189,900 (-) Land $15,000 Building $174,900	$189,900 (-) Land $15,000 Building $174,900
2023	$2,024.00	$189,900 Land $15,000 Building $174,900	$189,900 Land $15,000 Building $174,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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