1226 Hands Pike, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 1226 Hands Pike, Covington, KY 41017

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,025 sqft · built 1973
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Jul 2018)
Tax Bill	$1,685 (2025)
Deeds & Mortgages	Jul 2018 Sale & Mortgage Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`045-00-00-032.00`

Property Details

APN / Parcel Number

Primary APN	`045-00-00-032.00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,025 sqft Finished Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1226 HANDS PIKE
City	COVINGTON
State	KY
Zip	41017-9454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGEPORT 1ST ADDN LOTS 20-21
Legal Subdivision	RIDGEPORT
Legal Phase	1ST
Legal Lot Number	20-21
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3005
Census Tract	65300

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1226 HANDS PIKE, COVINGTON, KY 41017-9454
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERICAN MTG SVC
Apr 11, 2018	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2018 · Amount on Record
Deed Sale	Jul 26, 2018 · Amount on Record
Deed Document Number	201807 26 059 00080
Deed Book / Page	4139 / 101
Prior Transfer Date	Nov 30, 2004
Prior Transfer Doc	1228059005
Record Updated	Oct 29, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 26, 2018
Property Address	1226 HANDS PIKE, COVINGTON, KY 41017-9454
Document Number	0000000080
Book / Page	0I4139 / 000101
Instrument Date	Jul 24, 2018
Instrument	80
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1226 HANDS PIKE COVINGTON KY 410179454, COVINGTON, KY 41017-9454

Mortgage

Document Number	82
Date	Jul 26, 2018
Book Page	0I4139/000104
Instrument	82

Lender

Name	AMERICAN MTG SVC
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2048

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1226 HANDS PIKE, COVINGTON, KY 41017-9454
Document Number	0000000159
Instrument Date	Apr 11, 2018
Transaction Type	Mortgage
Record Updated	May 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1226 HANDS PIKE COVINGTON KY 410179454, COVINGTON, KY 41017-9454

Mortgage

Document Number	0000000159
Date	May 2, 2018
Book Page	0I4101/000157
Instrument	159

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$170,100 (-) Land $20,000 Building $150,100	$170,100 (-) Land $20,000 Building $150,100
2025	$1,685.00 (-7.06%)	$170,100 (-) Land $15,000 Building $155,100	$170,100 (-) Land $15,000 Building $155,100
2023	$1,813.00	$170,100 Land $15,000 Building $155,100	$170,100 Land $15,000 Building $155,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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