1213 Hands Pike, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 1213 Hands Pike, Covington, KY 41017

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 900 sqft · built 1979
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$98,400 (Aug 2004)
Tax Bill	$1,646 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`045-30-00-646.00`

Property Details

APN / Parcel Number

Primary APN	`045-30-00-646.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	3 Stories
Building Area	900 sqft Finished Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	1213 HANDS PIKE
City	COVINGTON
State	KY
Zip	41017-9740
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKEWOOD HILLS SEC 1 PT A LOT 465
Legal Subdivision	LAKEWOOD HILLS
Legal Phase	1
Legal Lot Number	465
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1018
Census Tract	66801

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1213 HANDS PIKE, COVINGTON, KY 41017-9740
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Mar 19, 2020	Quit Claim Deed, Transfer UNITED FAITH MTG
Dec 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED FAITH MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2004 · Amount on Record
Deed Sale	Aug 16, 2004 · Amount on Record
Prior Sale	Nov 11, 1997 · Amount on Record
Deed Document Number	200408 16 059 00229
Deed Book / Page	1405 / 148
Last Transfer Date	Dec 5, 2019
Transfer Doc	0000000403
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1213 HANDS PIKE, COVINGTON, KY 41017-9740
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1213 HANDS PIKE, COVINGTON, KY 41017-9740

Mortgage

Document Number	0005900066
Date	Dec 1, 2025
Book Page	KCM 712/67
Instrument	25120105900066

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 18, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Mar 19, 2020
Property Address	1213 HANDS PIKE, COVINGTON, KY 41017-9740
Document Number	0000000403
Book / Page	000012 / 000913
Instrument Date	Dec 5, 2019
Instrument	403
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE GRP

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1213 HANDS PIKE COVINGTON KY 410179740, COVINGTON, KY 41017-9740

Mortgage

Document Number	404
Date	Mar 19, 2020
Book Page	000021/000897
Instrument	404

Lender

Name	UNITED FAITH MTG
Address	25 MELVILLE PARK RD # 100, MELVILLE, NY 11747-3156

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Mar 18, 2045

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1213 HANDS PIKE, COVINGTON, KY 41017-9740
Document Number	0000000404
Instrument Date	Dec 5, 2019
Transaction Type	Mortgage
Record Updated	May 26, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1213 HANDS PIKE COVINGTON KY 410179740, COVINGTON, KY 41017-9740

Mortgage

Document Number	0000000404
Date	Mar 19, 2020
Book Page	000021/000897
Instrument	404

Lender

Name	UNITED FAITH MTG
Address	25 MELVILLE PARK RD # 100, MELVILLE, NY 11747-3156

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 18, 2045

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$176,000 (+5.96%) Land $20,000 Building $156,000	$176,000 (+5.96%) Land $20,000 Building $156,000
2025	$1,646.00 (-7.01%)	$166,100 (-) Land $10,000 Building $156,100	$166,100 (-) Land $10,000 Building $156,100
2023	$1,770.00	$166,100 Land $10,000 Building $156,100	$166,100 Land $10,000 Building $156,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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