1222 Hands Pike, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 1222 Hands Pike, Covington, KY 41017

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,075 sqft · built 1971
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$209,100 (May 2023)
Tax Bill	$2,072 (2025)
Deeds & Mortgages	May 2023 Line of Credit May 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`045-00-00-030.00`

Property Details

APN / Parcel Number

Primary APN	`045-00-00-030.00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,075 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Brick
Foundation Type	Concrete
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1222 HANDS PIKE
City	COVINGTON
State	KY
Zip	41017-9454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGEPORT 1ST ADDN PT LOT 18
Legal Subdivision	RIDGEPORT
Legal Phase	1ST
Legal Lot Number	18
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3005
Census Tract	65300

Owner

Source: Kenton County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1222 HANDS PIKE, COVINGTON, KY 41017-9454
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2023	Deed of Trust, Mortgage · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV
May 1, 2023	Warranty Deed, Subdivision Related Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC
Sep 21, 2022	Deed, Transfer
Jul 22, 2022	Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2023 · Amount on Record
Deed Sale	May 1, 2023 · Amount on Record
Prior Sale	Sep 21, 2022 · Amount on Record
Deed Document Number	2023121
Deed Book / Page	224 / 352
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1222 HANDS PIKE, COVINGTON, KY 41017-9454
Transaction Type	Mortgage
Record Updated	Jan 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1222 HANDS PIKE, COVINGTON, KY 41017-9454

Mortgage

Document Number	0005900123
Date	May 1, 2023
Book Page	KCM 457/388
Instrument	23050105900123

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2033

May 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	May 1, 2023
Property Address	1222 HANDS PIKE, COVINGTON, KY 41017-9454
Document Number	0005900121
Book / Page	KC 224 / 353
Map Reference	MB 10 PG 4
Instrument Date	Apr 26, 2023
Instrument	23050105900121
Transaction Type	Subdivision Related Transfer
Record Updated	May 15, 2023
Title Company	LAWYERS TTL OF CINCINNATI IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10194 LEWIS LN, UNION, KY 41091-9492

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1222 HANDS PIKE, COVINGTON, KY 41017-9454

Mortgage

Document Number	0005900122
Date	May 1, 2023
Book Page	KCM 457/373
Instrument	23050105900122

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Sep 21, 2022
Property Address	1222 HANDS PIKE, COVINGTON, KY 41017-9454
Document Number	0005900136
Book / Page	191 / 178
Map Reference	MB 10 PG 4
Instrument Date	Sep 9, 2022
Instrument	22092105900136
Transaction Type	Transfer
Record Updated	Oct 6, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9223 KENWOOD RD, 9223, BLUE ASH, OH 45242-7437

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10194 LEWIS LN, UNION, KY 41091-9492

July 2022: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	KENTON KY
Recording Date	Jul 22, 2022
Property Address	1222 HANDS PIKE, COVINGTON, KY 41017-9454
Document Number	0005900040
Book / Page	178 / 692
Map Reference	MB 10 PG 4
Instrument Date	May 2, 2022
Instrument	22072205900040
Transaction Type	Foreclosure
Record Updated	Aug 4, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	230 MADISON AVE # AVE8TH, 230, COVINGTON, KY 41011-1539

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9228 KENWOOD RD, BLUE ASH, OH 45242-7469

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,100 (-) Land $20,000 Building $189,100	$209,100 (-) Land $20,000 Building $189,100
2025	$2,072.00 (+116.28%)	$209,100 (+132.59%) Land $15,000 Building $194,100	$209,100 (+132.59%) Land $15,000 Building $194,100
2023	$958.00	$89,900 Land $15,000 Building $74,900	$89,900 Land $15,000 Building $74,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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