12224 Northover Loop, Orlando, FL 32824 Property Records

Orange County property record for 12224 Northover Loop, Orlando, FL 32824

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,888 sqft · built 2019
Lot Size	0.151 acres (6,595 sqft)
Owner	2 Individual Names on File
Last Sale	$285,607 (Mar 2019)
Tax Bill	$4,173 (2025)
Deeds & Mortgages	Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-24-30-7632-03-080`

Property Details

APN / Parcel Number

Primary APN	`29-24-30-7632-03-080`
Alternative APNs	`302429763203080` `576130` `581990` `586705`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,888 sqft Living Area
Gross Area	2,484 sqft
1st Floor Area	1,888 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,595 sqft (0.151 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Slab
Porch Area	155 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12224 NORTHOVER LOOP
City	ORLANDO
State	FL
Zip	32824-7391
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	SOMERSET PARK PHASE 3 91/87 LOT 308
Legal Range	30E
Legal Township	24S
Legal Section	29
Legal Subdivision	SOMERSET PK PH 3
Legal Phase	3
Legal Block	3
Legal Lot Number	308
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	2
Census Block	2010
Census Tract	16811

Owner

Source: Orange County records · APN 29-24-30-7632-03-080

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12224 NORTHOVER LOOP, ORLANDO, FL 32824-7391
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 01, 2019 · Amount on Record
Deed Sale	Mar 01, 2019 · Amount on Record
Deed Document Number	2019125706
Record Updated	Jun 08, 2026

March 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 01, 2019
Property Address	12224 NORTHOVER LOOP, ORLANDO, FL 32824-7391
Document Number	0000125706
Map Reference	MB 91 PG 87
Instrument Date	Feb 28, 2019
Instrument	20190125706
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 03, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,999.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6900 TAVISTOCK LAKES BLVD STE 200, 6900, ORLANDO, FL 32827-7591

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12224 NORTHOVER LOOP, ORLANDO, FL 32824-7391

Mortgage

Document Number	0000125707
Date	Mar 01, 2019
Instrument	20190125707

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2049

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$356,794 (+30.09%)	$431,910 (-1.09%) Land $105,000 Building $326,910
2025	$4,173.00 (+5.41%) Homeowner's exemption	$274,271 (+5.99%)	$436,670 (+10.22%) Land $105,000 Building $331,670
2024	$3,959.00 (+7.35%)
2023	$3,688.00 (+3.89%) Homeowner's exemption	$258,778 (+3%)	$396,166 (+22.14%) Land $105,000 Building $291,166
2022	$3,550.00 Homeowner's exemption	$251,241	$324,366 Land $80,000 Building $244,366

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2026 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Orlando Telephone Company.

Based on FCC filings for 320 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.