Orange County property record for 12195 Northover Loop, Orlando, FL 32824 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2018 |
| Square Footage | 2,328 sqft Living Area |
| Lot Size | 8,784 sqft (0.202 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $298,700 (2025) |
| Tax Bill | $7,979.00 (2025) |
| Primary APN | 29-24-30-7632-02-310 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,328 sqft Living Area |
| Gross Area | 3,260 sqft Gross Area |
| 1st Floor | 2,328 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,784 sqft (0.202 acres) |
| Garage Type | Attached Garage |
| Garage Area | 608 sqft Garage |
| Porch Area | 324 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Street Address | 12195 NORTHOVER LOOP |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32824-7391 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SOMERSET PARK PHASE 3 91/87 LOT 231 |
| Legal Range | 30E |
| Legal Township | 24S |
| Legal Section | 29 |
| Legal Subdivision | SOMERSET PK PH 3 |
| Legal Phase | 3 |
| Legal Block | 2 |
| Legal Lot Number | 231 |
| Jurisdiction | ORANGE FL |
| Minor Civil Division | ORLANDO |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 16811 |
Source: Orange County records · APN 29-24-30-7632-02-310
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12195 NORTHOVER LOOP, ORLANDO, FL 32824-7391 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 06, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF AMERICA |
| Sep 19, 2025 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 02, 2018 | Warranty Deed, Transfer · Balloon Payment CAPITAL FUNDING |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 19, 2025 · Amount on Record |
| Deed Sale | Sep 19, 2025 · Amount on Record |
| Prior Sale | Jul 02, 2018 · Amount on Record |
| Deed Doc Number | 2025545196 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 12195 NORTHOVER LOOP, ORLANDO, FL 32824-7391 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Title Company | ADVANTAGEONE TITLE, ADVANTAGE TITLE |
| Name | Verified Name |
|---|---|
| Address | 12195 NORTHOVER LOOP, ORLANDO, FL 32824-7391 |
| Document Number | 0000740464 |
|---|---|
| Date | Dec 06, 2021 |
| Instrument | 20210740464 |
| Name | FIRST NATIONAL BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | EAST LANSING, MI 48823 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 05, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Sep 19, 2025 |
| Property Address | 12195 NORTHOVER LOOP, ORLANDO, FL 32824-7391 |
| Document Number | 0000545196 |
| Map Reference | MB 91 PG 87 |
| Instrument Date | Sep 13, 2025 |
| Instrument | 20250545196 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,090.90 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11917 AIRPORT PARK DR, ORLANDO, FL 32824-8600 |
| Name | Verified Name |
|---|---|
| Address | 12195 NORTHOVER LOOP, ORLANDO, FL 32824-7391 |
| Document Number | 0000545197 |
|---|---|
| Date | Sep 19, 2025 |
| Instrument | 20250545197 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Jan 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.75% |
| Max Rate | 5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jul 02, 2018 |
| Property Address | 12195 NORTHOVER LOOP, ORLANDO, FL 32824-7391 |
| Document Number | 0000391401 |
| Map Reference | MB 91 PG 87-95 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 20180391401 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2022 |
| Title Company | MR TITLE AGENCY LTD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,639.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 400 INTERNATIONAL PKWY STE 470, 400, LAKE MARY, FL 32746-5054 |
| Name | Verified Name |
|---|---|
| Address | 11917 AIRPORT PARK DR, ORLANDO, FL 32824-8600 |
| Document Number | 0000391403 |
|---|---|
| Date | Jul 02, 2018 |
| Instrument | 20180391403 |
| Name | CAPITAL FUNDING |
|---|---|
| Type | Mortgage Company |
| Type | Balloon Payment |
|---|---|
| Amount | Amount Recorded |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $491,100 (+8.73%) Land $105,000 Building $386,100 | $491,100 (-1.15%) Land $105,000 Building $386,100 | |
| 2025 | $7,979.00 (+8.29%) | $451,653 (-5.54%) | $496,790 (+3.9%) Land $105,000 Building $391,790 |
| 2024 | $7,368.00 (+12.15%) | $478,124 (+6.29%) Land $105,000 Building $373,124 | $478,124 (+6.29%) Land $105,000 Building $373,124 |
| 2023 | $6,570.00 (+14.66%) | $449,819 (+21.76%) Land $105,000 Building $344,819 | $449,819 (+21.76%) Land $105,000 Building $344,819 |
| 2022 | $5,730.00 | $369,428 Land $80,000 Building $289,428 | $369,428 Land $80,000 Building $289,428 |
Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | Moderate above 47% of the US · above 18% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,493 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures