12201 Northover Loop, Orlando, FL 32824 Property Records

Orange County property record for 12201 Northover Loop, Orlando, FL 32824 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,486 sqft · built 2018
Lot Size	0.175 acres (7,617 sqft)
Owner	2 Individual Names on File
Last Sale	$456,600 (Nov 2018)
Tax Bill	$400 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-24-30-7632-02-320`

Property Details

APN / Parcel Number

Primary APN	`29-24-30-7632-02-320`
Alternative APNs	`302429763202320` `576036` `581897` `586611`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,486 sqft Living Area
Gross Area	4,767 sqft
1st Floor Area	1,778 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,617 sqft (0.175 acres)
Garage Type	Attached
Garage Area	630 sqft
Porch	Finished/Open Porch
Porch Area	202 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12201 NORTHOVER LOOP
City	ORLANDO
State	FL
Zip	32824-7391
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOMERSET PARK PHASE 3 91/87 LOT 232
Legal Range	30E
Legal Township	24S
Legal Section	29
Legal Subdivision	SOMERSET PK PH 3
Legal Phase	3
Legal Block	2
Legal Lot Number	232
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	2
Census Block	2000
Census Tract	16811

Owner

Source: Orange County records · APN 29-24-30-7632-02-320

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12201 NORTHOVER LOOP, ORLANDO, FL 32824-7391
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · VA Mortgage ACCELERATE MORTGAGE LLC
Mar 09, 2020	Deed of Trust, Mortgage · VA Mortgage ACCELERATE MTG LLC
Nov 27, 2018	Warranty Deed, Subdivision Related Transfer · VA Mortgage CAPITAL BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 27, 2018 · Amount on Record
Deed Sale	Nov 27, 2018 · Amount on Record
Prior Sale	Jun 01, 2017 · Amount on Record
Deed Document Number	2018684771
Record Updated	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	12201 NORTHOVER LOOP, ORLANDO, FL 32824-7391
Transaction Type	Mortgage
Record Updated	Apr 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12201 NORTHOVER LOOP, ORLANDO, FL 32824-7391

Mortgage

Document Number	20210168547
Date	Mar 24, 2021
Instrument	20210168547

Lender

Name	ACCELERATE MORTGAGE LLC
Type	Mortgage Company
Address	NEWARK, DE 19713

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	12201 NORTHOVER LOOP, ORLANDO, FL 32824-7391
Document Number	0000185971
Instrument Date	Mar 09, 2020
Transaction Type	Mortgage
Record Updated	Apr 16, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12201 NORTHOVER LOOP ORLANDO FL 328247391, ORLANDO, FL 32824-7391

Mortgage

Document Number	0000185971
Date	Mar 24, 2020
Instrument	185971

Lender

Name	ACCELERATE MTG LLC
Address	NEWARK, DE 19713

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 23, 2050

November 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Nov 27, 2018
Property Address	12201 NORTHOVER LOOP, ORLANDO, FL 32824-7391
Document Number	0000684771
Map Reference	MB 91 PG 87-95
Instrument Date	Nov 21, 2018
Instrument	20180684771
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 03, 2022
Title Company	MI TITLE AGENCY LTD L C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,196.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 INTERNATIONAL PKWY STE 470, 400, LAKE MARY, FL 32746-5054

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12201 NORTHOVER LOOP, ORLANDO, FL 32824-7391

Mortgage

Document Number	0000684772
Date	Nov 27, 2018
Instrument	20180684772

Lender

Name	CAPITAL BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2048

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$419,678 (+2.7%)	$683,690 (-1.31%) Land $105,000 Building $578,690
2025	$400.00 (+33.33%) Homeowner's exemption	$408,645 (+5.99%)	$692,800 (+12.05%) Land $105,000 Building $587,800
2024	$300.00 (+3.45%)
2023	$290.00 (+11.54%) Homeowner's exemption	$385,561 (+3%)	$618,291 (+19.86%) Land $105,000 Building $513,291
2022	$260.00 Homeowner's exemption	$374,331	$515,861 Land $80,000 Building $435,861

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950168112, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Cost	Premium on Record median of 41 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2026, rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 18% of Florida
Wildfire Likelihood	About 1 in 1,493 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 492 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Orlando Telephone Company, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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