12225 Northover Loop, Orlando, FL 32824 Property Records

Orange County property record for 12225 Northover Loop, Orlando, FL 32824

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,224 sqft · built 2019
Lot Size	0.246 acres (10,735 sqft)
Owner	Individual Name on Record
Last Sale	$514,000 (Mar 2025)
Tax Bill	$7,910 (2025)
Deeds & Mortgages	Dec 2017 Loan Modification Dec 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`29-24-30-7632-02-360`

Property Details

APN / Parcel Number

Primary APN	`29-24-30-7632-02-360`
Alternative APNs	`302429763202360` `576042` `581902` `586616`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,224 sqft Living Area
Gross Area	2,985 sqft
1st Floor Area	2,224 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,735 sqft (0.246 acres)
Garage Type	Attached
Garage Area	500 sqft
Porch	Finished/Open Porch
Porch Area	261 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12225 NORTHOVER LOOP
City	ORLANDO
State	FL
Zip	32824-7391
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	SOMERSET PARK PHASE 3 91/87 LOT 236
Legal Range	30E
Legal Township	24S
Legal Section	29
Legal Subdivision	SOMERSET PK PH 3
Legal Phase	3
Legal Block	2
Legal Lot Number	236
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	2
Census Block	2000
Census Tract	16811

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12225 NORTHOVER LOOP, ORLANDO, FL 32824-7391
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2017	Loan Modification, Mortgage · Line of Credit SUNGATE CAP FNDG 5 LLC
Dec 29, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2025 · Amount on Record
Deed Sale	Mar 4, 2025 · Amount on Record
Prior Sale	Mar 1, 2019 · Amount on Record
Deed Document Number	2025126793
Record Updated	Jun 8, 2026

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE FL
Recording Date	Dec 29, 2017
Property Address	12225 NORTHOVER LOOP, ORLANDO, FL 32824-7391
Instrument Date	Dec 29, 2017
Instrument	705531
Transaction Type	Mortgage
Record Updated	Jan 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4776 NEW BROAD ST #150 ORLANDO FL 328146407, 150, ORLANDO, FL 32814-6407
Investor	Possibly a Property Investor

Mortgage

Document Number	0000705531
Date	Dec 29, 2017
Instrument	705531

Lender

Name	SUNGATE CAP FNDG 5 LLC
Address	3300 UNIVERSITY BLVD # 218, WINTER PARK, FL 32792-7435

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Dec 29, 2017
Property Address	12225 NORTHOVER LOOP, ORLANDO, FL 32824-7391
Document Number	0000705526
Instrument Date	Dec 29, 2017
Instrument	705526
Transaction Type	Transfer
Record Updated	Jan 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$6,972.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4776 NEW BROAD ST #150 ORLANDO FL 328146407, 150, ORLANDO, FL 32814-6407
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$483,320 (+8.02%) Land $105,000 Building $378,320	$483,320 (-1.85%) Land $105,000 Building $378,320
2025	$7,910.00 (+8.3%)	$447,444 (+0.33%)	$492,440 (+10.42%) Land $105,000 Building $387,440
2024	$7,304.00 (+12.13%)
2023	$6,514.00 (+14.66%)	$445,961 (+21.79%) Land $105,000 Building $340,961	$445,961 (+21.79%) Land $105,000 Building $340,961
2022	$5,681.00	$366,170 Land $80,000 Building $286,170	$366,170 Land $80,000 Building $286,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Summit Broadband.

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