1221 S Bay St, Eustis, FL 32726 Property Records

Lake County property record for 1221 S Bay St, Eustis, FL 32726

Property Summary

Property TypeCommercial Office
Details1,530 sqft · built 1951
Lot Size0.209 acres (9,121 sqft)
OwnerCompany Name on Record
Last Sale$90,000 (Mar 2021)
Tax Bill$3,033 (2025)
Deeds & MortgagesMar 2021 Sale & Line of Credit
Nov 2018 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN14-19-26-0400-011-00800

Property Details

APN / Parcel Number

Primary APN14-19-26-0400-011-00800
Alternative APNs
  • 261914040001100800
  • 1192218

Interior

Stories1 Story
Building Area1,530 sqft Gross Area
1st Floor Area1,530 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1986
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Fire ResistanceMasonry Walls, Wood Interior
Lot Area9,121 sqft (0.209 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1192218
Street Address1221 S BAY ST
CityEUSTIS
StateFL
Zip32726-5548
Property CategoryCommercial
Property TypeCommercial > Office > Commercial Office
Local Zoning CodeGC
Legal DescriptionEUSTIS BISHOPS SUB LOTS 8 9 10 BLK 11--LESS W 40 FT--PB 2 PG 4 ORB 5053 PG 4 ORB 5675 PG 1030
Legal Range26E
Legal Township19S
Legal Section14
Legal SubdivisionEUSTIS BISHOPS SUB
Legal Tract0400
Legal Block11
Legal Lot Number8
JurisdictionLAKE FL
Township / Civil DivisionEUSTIS
Census Block Group1
Census Block1007
Census Tract30204

Owner

Source: Lake County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address100 E HAZZARD AVE, EUSTIS, FL 32726-3433
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2021Warranty Deed, Transfer · Line of Credit
UNITED SOUTHERN BANK
Nov 29, 2018Loan Modification, Mortgage
UNITED STHRN BK
Jan 12, 2018Warranty Deed, Transfer · Line of Credit
UNITED SOUTHERN BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 30, 2021 · Amount on Record
Deed SaleMar 30, 2021 · Amount on Record
Prior SaleJan 12, 2018 · Amount on Record
Deed Document Number202143062
Deed Book / Page5675 / 1030
Prior Transfer DateDec 12, 2008
Prior Transfer Doc0037202329
Record UpdatedSep 20, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateMar 30, 2021
Property Address1221 S BAY ST, EUSTIS, FL 32726-5548
Document Number0056751030
Book / Page5675 / 1030
Map ReferenceMB 2 PG 4
Instrument DateMar 25, 2021
Instrument2021043062
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$630.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address100 E HAZZARD AVE, EUSTIS, FL 32726-3433

Transferred To (Grantee/Buyer)

NameVerified Name
Address100 E HAZZARD AVE, EUSTIS, FL 32726-3433

Mortgage

Document Number0056751032
DateMar 30, 2021
Instrument5675/1032
Lender
NameUNITED SOUTHERN BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMar 25, 2036
Interest
Rate TypeAdjustable Rate

November 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLAKE FL
Property Address1221 S BAY ST, EUSTIS, FL 32726-5548
Document Number0052081687
Instrument DateNov 29, 2018
Transaction TypeMortgage
Record UpdatedDec 24, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address100 E HAZZARD AVE EUSTIS FL 327263433, EUSTIS, FL 32726-3433

Mortgage

Document Number0052081687
DateDec 10, 2018
Book Page005208/001687
Instrument141978
Lender
NameUNITED STHRN BK
TypeBank
AddressUMATILLA, FL 32784-0029
Agreement
AmountAmount Recorded
Term180 Months
DueDec 9, 2033

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateJan 12, 2018
Property Address1221 S BAY ST, EUSTIS, FL 32726-5548
Document Number0050530004
Book / Page5053 / 0004
Map ReferenceMB 2 PG 4
Instrument DateDec 18, 2017
Instrument2018004620
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyFIRST INTERNATIONAL TITLE IN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$875.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2661 LAKESHORE DR, 2661, MOUNT DORA, FL 32757-4714

Transferred To (Grantee/Buyer)

NameVerified Name
Address30 E SAINT LOUIS AVE, EUSTIS, FL 32726-6343

Mortgage

Document Number2018004621
DateJan 12, 2018
Instrument2018004621
Lender
NameUNITED SOUTHERN BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueDec 18, 2037
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityEustis City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$152,683 (-) Land $93,339 Building $59,344$152,683 (-) Land $93,339 Building $59,344
2025$3,033.00 (+0.53%)$152,683 (+11.03%) Land $93,339 Building $59,344$152,683 (+11.03%) Land $93,339 Building $59,344
2024$3,017.00 (+10.84%)
2023$2,722.00 (+8.23%)$137,517 (+11.67%)$137,517 (+11.67%) Land $84,859 Building $52,658
2022$2,515.00$123,147$123,147 Land $77,145 Building $46,002

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims2 (1997–1998)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEUSTIS, CITY OF (4 WTPS)
serves 39,721 people · EPA ID FL3350346
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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