Lake County property record for 1130 S Bay St, Eustis, FL 32726 · Last verified December 2025
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 2000 |
| Square Footage | 3,200 sqft Total Area |
| Lot Size | 10,692 sqft (0.245 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $215,000 (2019) |
| Tax Bill | $4,892.00 (2024) |
| Primary APN | 14-19-26-0400-006-00600 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 3,200 sqft Total Area |
| Stories | 1 Stories |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Fire Resistance Class | Specialized buildings that do not fit in any of the above categories. |
| Lot Area | 10,692 sqft (0.245 acres) |
| Cooling System | Central Cooling |
|---|
| Account Number | 1191980 |
|---|---|
| Street Address | 1130 S BAY ST |
| City | EUSTIS |
| State | FL |
| Zip | 32726-5547 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | EUSTIS BISHOP'S SUB S 15 FT OF LOT 6 LOTS 7 8 BLK 6 PB 2 PG 4 ORB 5303 PG 1468 |
| Legal Range | 26E |
| Legal Township | 19S |
| Legal Section | 14 |
| Legal Subdivision | BISHOP'S |
| Legal Tract | 400 |
| Legal Block | 6 |
| Legal Lot Number | 6-8 8 |
| Jurisdiction | LAKE FL |
| Minor Civil Division | EUSTIS |
| Census Blockgroup | 2 |
| Census Block | 2041 |
| Census Tract | 30209 |
Source: Lake County records · APN 14-19-26-0400-006-00600
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1130 S BAY ST, EUSTIS, FL 32726-5547 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Oct 12, 2021 | Deed of Trust, Mortgage · Line of Credit UNITED SOUTHERN BANK |
| Jul 02, 2019 | Warranty Deed, Transfer · Commercial Mortgage UNITED SOUTHERN BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 28, 2019 · Amount on Record |
| Deed Sale | Jun 28, 2019 · Amount on Record |
| Deed Doc Number | 0053031468 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 1130 S BAY ST, EUSTIS, FL 32726-5547 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1130 S BAY ST, EUSTIS, FL 32726-5547 |
| Document Number | 0058131545 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 5813/1545 |
| Instrument | 2021141154 |
| Name | UNITED SOUTHERN BANK |
|---|---|
| Type | Bank |
| Address | UMATILLA, FL 32784 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Sep 29, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jul 02, 2019 |
| Property Address | 1130 S BAY ST, EUSTIS, FL 32726-5547 |
| Document Number | 0053031468 |
| Book / Page | 5303 / 1468 |
| Map Reference | MB 2 PG 4 |
| Instrument Date | Jun 24, 2019 |
| Instrument | 2019073892 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Title Company | FLORIDA TITLESMITH LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,505.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 210 CRYSTAL CT, 210, WINTER HAVEN, FL 33880-4910 |
| Name | Verified Name |
|---|---|
| Address | 1130 S BAY ST, EUSTIS, FL 32726-5547 |
| Document Number | 0053031472 |
|---|---|
| Date | Jul 02, 2019 |
| Instrument | 5303/1472 |
| Name | UNITED SOUTHERN BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 10, 2039 |
| Rate Type | Adjustable Rate |
|---|
Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Eustis City |
| Unified School District | Lake County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $284,116 (+16.43%) Land $109,572 Building $174,544 | $284,116 (+16.43%) Land $109,572 Building $174,544 | |
| 2024 | $4,892.00 (+10.7%) | ||
| 2023 | $4,419.00 (+9.79%) | $244,022 (+16.31%) | $244,022 (+16.31%) Land $99,617 Building $144,405 |
| 2022 | $4,025.00 | $209,798 | $209,798 Land $84,093 Building $125,705 |
Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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