1314 S Bay St, Eustis, FL 32726 Property Records

Lake County property record for 1314 S Bay St, Eustis, FL 32726

Property Summary

Property TypeCommercial Office
Details3 ba · 2,695 sqft · built 1957
Lot Size0.2 acres (8,712 sqft)
OwnerCompany Name on Record
Last Sale$365,000 (Dec 2021)
Tax Bill$5,355 (2024)
Deeds & MortgagesDec 2021 Sale & Line of Credit
Apr 2020 Sale
Flood ZoneZone X (minimal risk)
APN14-19-26-0400-015-00400

Property Details

APN / Parcel Number

Primary APN14-19-26-0400-015-00400
Alternative APNs
  • 261914040001500400
  • 1192331

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories1 Story
Building Area2,695 sqft Gross Area
1st Floor Area2,695 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1997
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Fire ResistanceMasonry Walls, Wood Interior
Lot Area8,712 sqft (0.2 acres)
Deck AreaDeck Area
Canopy104 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1192331
Street Address1314 S BAY ST
CityEUSTIS
StateFL
Zip32726-5551
Property CategoryCommercial
Property TypeCommercial > Office > Commercial Office
Local Zoning CodeGC
Legal DescriptionEUSTIS BISHOPS SUB LOTS 4 5 BLK 15 PB 2 PG 4 ORB 5847 PG 1995
Legal Range26E
Legal Township19S
Legal Section14
Legal SubdivisionEUSTIS BISHOPS SUB
Legal Tract0400
Legal Block15
Legal Lot Number4
JurisdictionLAKE FL
Township / Civil DivisionEUSTIS
Census Block Group2
Census Block2043
Census Tract30209

Owner

Source: Lake County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 1580, SAINT PETERSBURG, FL 33731-1580
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2021Warranty Deed, Transfer · Line of Credit
UNITED COMMUNITY BANK
Apr 1, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 1, 2021 · Amount on Record
Deed SaleDec 1, 2021 · Amount on Record
Prior SaleApr 1, 2020 · Amount on Record
Deed Document Number2021165871
Deed Book / Page5847 / 1995
Prior Transfer DateFeb 22, 2006
Prior Transfer Doc0000036070
Record UpdatedOct 29, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateDec 1, 2021
Property Address1314 S BAY ST, EUSTIS, FL 32726-5551
Document Number0058471995
Book / Page5847 / 1995
Map ReferenceMB 2 PG 4
Instrument DateNov 18, 2021
Instrument2021165871
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanySUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,555.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1790 OAK GROVE CHASE DR, ORLANDO, FL 32820-2256

Transferred To (Grantee/Buyer)

NameVerified Name
Address31996 RED TAIL BLVD, SORRENTO, FL 32776-7759

Mortgage

Document Number0058471997
DateDec 1, 2021
Instrument5847/1997
Lender
NameUNITED COMMUNITY BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term83 Months
DueNov 18, 2028

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateApr 1, 2020
Property Address1314 S BAY ST, EUSTIS, FL 32726-5551
Document Number0054481914
Book / Page005448 / 001914
Instrument DateMar 6, 2020
Instrument38895
Transaction TypeTransfer
Record UpdatedJun 23, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,030.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1790 OAK GROVE CHASE DR ORLANDO FL 328202256, ORLANDO, FL 32820-2256

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityEustis City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$265,255 (-0.03%) Land $76,526 Building $188,729$265,255 (-0.03%) Land $76,526 Building $188,729
2025$265,330 (+9.61%) Land $76,526 Building $188,804$265,330 (+9.61%) Land $76,526 Building $188,804
2024$5,355.00 (+10.62%)
2023$4,841.00 (+5.28%)$242,058 (+7.52%)$242,058 (+7.52%) Land $69,574 Building $172,484
2022$4,598.00$225,120$225,120 Land $63,249 Building $161,871

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEUSTIS, CITY OF (4 WTPS)
serves 39,721 people · EPA ID FL3350346
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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