Lake County property record for 1220 S Bay St, Eustis, FL 32726
| Property Type | Commercial Office |
|---|---|
| Details | 2 bd · 4 ba · 2,665 sqft · built 1947 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $215,000 (Aug 2017) |
| Tax Bill | $5,067 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-19-26-0400-012-00600 |
| Primary APN | 14-19-26-0400-012-00600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 4 Baths |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 2,665 sqft Gross Area |
| 1st Floor Area | 2,665 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Detached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 100 sqft |
| Deck Area | Deck Area |
| Canopy | 160 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 1792762 |
|---|---|
| Street Address | 1220 S BAY ST |
| City | EUSTIS |
| State | FL |
| Zip | 32726-5549 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Commercial Office |
| Local Zoning Code | GC |
| Legal Description | EUSTIS BISHOPS SUB LOTS 6 7 BLK 12 PB 2 PG 4 ORB 4992 PG 1235 |
| Legal Range | 26E |
| Legal Township | 19S |
| Legal Section | 14 |
| Legal Subdivision | EUSTIS BISHOPS SUB |
| Legal Tract | 0400 |
| Legal Block | 12 |
| Legal Lot Number | 6 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | EUSTIS |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 30209 |
Source: Lake County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 7, EUSTIS, FL 32727-0007 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 5, 2022 | Deed of Trust, Mortgage · Line of Credit UNITED SOUTHERN BANK |
| Aug 25, 2017 | Warranty Deed, Transfer · Conventional with PMI BURGESS MARIANN T TRUST (PT) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2017 · Amount on Record |
| Deed Sale | Aug 25, 2017 · Amount on Record |
| Deed Document Number | 201792664 |
| Deed Book / Page | 4992 / 1235 |
| Prior Transfer Date | Feb 20, 2008 |
| Prior Transfer Doc | 0037480687 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 1220 S BAY ST, EUSTIS, FL 32726-5549 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1220 S BAY ST, EUSTIS, FL 32726-5549 |
| Document Number | 0059851692 |
|---|---|
| Date | Jul 5, 2022 |
| Book Page | 5985/1692 |
| Instrument | 2022091432 |
| Name | UNITED SOUTHERN BANK |
|---|---|
| Type | Bank |
| Address | UMATILLA, FL 32784 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 30, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Aug 25, 2017 |
| Property Address | 1220 S BAY ST, EUSTIS, FL 32726-5549 |
| Document Number | 0049921235 |
| Book / Page | 004992 / 001235 |
| Instrument Date | Aug 22, 2017 |
| Instrument | 92664 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2017 |
| Title Company | NEW FRONTIER TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,505.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 11 GROVELAND FL 347360011, GROVELAND, FL 34736-0011 |
| Document Number | 49921238 |
|---|---|
| Date | Aug 25, 2017 |
| Book Page | 004992/001238 |
| Instrument | 92665 |
| Name | BURGESS MARIANN T TRUST (PT) |
|---|---|
| Address | 1258 E LONE PINE RD, CUSTER, MI 49405-8725 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 24, 2022 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Eustis City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $255,130 (-) Land $89,281 Building $165,849 | $255,130 (-) Land $89,281 Building $165,849 | |
| 2025 | $5,067.00 (-2.65%) | $255,130 (+5.68%) Land $89,281 Building $165,849 | $255,130 (+5.68%) Land $89,281 Building $165,849 |
| 2024 | $5,205.00 (+10.39%) | ||
| 2023 | $4,715.00 (+8.42%) | $241,428 (+12.28%) | $241,428 (+12.28%) Land $81,170 Building $160,258 |
| 2022 | $4,349.00 | $215,032 | $215,032 Land $73,791 Building $141,241 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EUSTIS, CITY OF (4 WTPS) serves 39,721 people · EPA ID FL3350346 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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