1221 Brightleaf Blvd, Erlanger, KY 41018 Property Records

Kenton County property record for 1221 Brightleaf Blvd, Erlanger, KY 41018

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,468 sqft · built 1991
Lot Size0.43 acres (18,731 sqft)
Owner2 Individual Names on File
Last Sale$385,000 (Feb 2025)
Tax Bill$3,240 (2025)
Deeds & MortgagesMar 2026 Mortgage
Jun 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN016-40-00-013.06

Property Details

APN / Parcel Number

Primary APN016-40-00-013.06

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,468 sqft Finished Area
Gross Area3,074 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area18,731 sqft (0.43 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces
Pool TypeIn-Ground Pool

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address1221 BRIGHTLEAF BLVD
CityERLANGER
StateKY
Zip41018-3804
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBRIGHTLEAF EST SEC 1 LOT 10
Legal SubdivisionBRIGHTLEAF ESTATES
Legal Phase1
Legal Lot Number10
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group2
Census Block2032
Census Tract63608

Owner

1221 Brightleaf Blvd is owned and occupied by two individuals who bought it in February 2025.

Source: Kenton County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address1221 BRIGHTLEAF BLVD, ERLANGER, KY 41018-3804
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2026Deed of Trust, Mortgage · FHA Mortgage
PLANET HOME LENDING LLC
Jun 28, 2022Deed of Trust, Mortgage · FHA Mortgage
CARDINAL FINANCIAL COMPANY LP
Jun 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Nov 16, 2023Deed of Trust, Mortgage · FHA Mortgage
CARDINAL FINANCIAL COMPANY LP
Jul 13, 2020Warranty Deed, Transfer · Conventional with PMI
SIBCY CLINE MTG SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 26, 2025 · Amount on File
Deed SaleFeb 26, 2025 · Amount on File
Prior SaleJul 13, 2020 · Amount on File
Deed Document Number202595
Deed Book / Page331 / 27
Prior Transfer DateJun 30, 2020
Prior Transfer Doc0005900127
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1221 BRIGHTLEAF BLVD, ERLANGER, KY 41018-3804
Transaction TypeMortgage
Record UpdatedApr 16, 2026
Title CompanySOURCEPOINT TITLE SVCS, SOURCEPOINT INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1221 BRIGHTLEAF BLVD, ERLANGER, KY 41018-3804

Mortgage

Document Number0000005865
DateMar 24, 2026
Book Page404/819
Instrument26059000005865
Lender
NamePLANET HOME LENDING LLC
TypeMortgage Company
AddressMERIDEN, CT 06450
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2056

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1221 BRIGHTLEAF BLVD, ERLANGER, KY 41018-3804
Transaction TypeMortgage
Record UpdatedJan 5, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900031
DateJun 28, 2022
Book Page383/755
Instrument22062805900031
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2052

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1221 BRIGHTLEAF BLVD, ERLANGER, KY 41018-3804
Transaction TypeMortgage
Record UpdatedJan 5, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900363
DateJun 3, 2021
Book Page225/617
Instrument21060305900363
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.5%
Type Change DateJun 1, 2027
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change7.5%
IndexOther
Max Rate7.5%

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1221 BRIGHTLEAF BLVD, ERLANGER, KY 41018-3804
Transaction TypeMortgage
Record UpdatedJan 5, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900009
DateNov 16, 2023
Book PageKCM 507/439
Instrument23111605900009
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term359 Months
DueOct 1, 2053

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJul 13, 2020
Property Address1221 BRIGHTLEAF BLVD, ERLANGER, KY 41018-3804
Document Number0000000128
Book / Page000031 / 000471
Instrument DateJun 30, 2020
Instrument128
Transaction TypeTransfer
Record UpdatedSep 1, 2020
Title CompanyLAWYERS TITLE/CINCINNATI INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$270.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1221 BRIGHTLEAF BLVD ERLANGER KY 410183804, ERLANGER, KY 41018-3804

Mortgage

Document Number0000000128
DateJul 13, 2020
Book Page000M68/000716
Instrument128
Lender
NameSIBCY CLINE MTG SVCS
TypeMortgage Company
AddressCINCINNATI, OH 45236
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJul 12, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1221 Brightleaf Blvd was $3,240.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityErlanger City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$385,000 (+17.74%) Land $45,000 Building $340,000$385,000 (+17.74%) Land $45,000 Building $340,000
2025$3,240.00$327,000 Land $45,000 Building $282,000$327,000 Land $45,000 Building $282,000
2023$3,485.00$327,000 Land $45,000 Building $282,000$327,000 Land $45,000 Building $282,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1221 Brightleaf Blvd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1221 Brightleaf Blvd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Brightleaf Blvd

Nearby Streets

Search Property Records by Address or Parcel Number