1221 3rd St, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 1221 3rd St, Los Osos, CA 93402

Property Summary

Property Type	Residential
Details	2 bd · 2 ba · 1,198 sqft · built 1989
Lot Size	0.07 acres (3,049 sqft)
Owner	Company Name on Record
Last Sale	$846,500 (Aug 2023)
Tax Bill	$12,121 (2025)
Deeds & Mortgages	Aug 2023 Sale Oct 2021 Transfer + 6 more
Flood Zone	Zone X (minimal risk)
APN	`038-101-035`

Property Details

APN / Parcel Number

Primary APN	`038-101-035`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,198 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	3,049 sqft (0.07 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1221 3RD ST
City	LOS OSOS
State	CA
Zip	93402-1115
Property Category	Residential
Property Type	Residential > Specialized > Other
Local Zoning Code	CR
Legal Description	TN EL MORO BL 33 LT 48
Legal Subdivision	EL MORO
Legal Block	33
Legal Lot Number	48
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1027
Census Tract	10701

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	365 SAN VINCENZO DR, SAN LUIS OBISPO, CA 93401-7088
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2023	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Oct 28, 2021	Intrafamily Transfer, Transfer AMROCK INC
Oct 28, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC
Oct 10, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 21, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Aug 21, 2018	Deed, Transfer · Conventional Mortgage RESOURCE LENDERS INC
Aug 21, 2018	Affidavit of Death, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2023 · Amount on Record
Deed Sale	Aug 1, 2023 · Amount on Record
Prior Sale	Aug 21, 2018 · Amount on Record
Deed Document Number	202322264
Prior Transfer Date	Oct 26, 2021
Prior Transfer Doc	0000072740
Record Updated	Sep 20, 2026

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 1, 2023
Property Address	1221 3RD ST, LOS OSOS, CA 93402-1115
Document Number	0000022264
Map Reference	MB A PG 80
Instrument Date	Jul 19, 2023
Instrument	2023022264
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	38 PASARELA DRIVE #103 # 103, 103, FRESNO, CA 92634

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 28, 2021
Property Address	1221 3RD ST, LOS OSOS, CA 93402-1115
Document Number	0000072742
Map Reference	MB A PG 80
Instrument Date	Oct 26, 2021
Instrument	2021072742
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	11500 FORESTER DR, NEVADA CITY, CA 95959-3600

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 28, 2021
Property Address	1221 3RD ST, LOS OSOS, CA 93402-1115
Document Number	0000072740
Map Reference	MB A PG 80
Instrument Date	Oct 26, 2021
Instrument	2021072740
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1500 FORESTERDRIVE, NEVADA CITY, CA 95959

Mortgage

Document Number	0000072741
Date	Oct 28, 2021
Instrument	2021072741

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1221 3RD ST, LOS OSOS, CA 93402-1115
Document Number	0000020916
Instrument Date	Apr 16, 2020
Transaction Type	Mortgage
Record Updated	May 13, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	11500 FORESTER DR NEVADA CITY CA 959593600, NEVADA CITY, CA 95959-3600

Mortgage

Document Number	0000020916
Date	Apr 30, 2020
Instrument	20916

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2050

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 10, 2018
Property Address	1221 3RD ST, LOS OSOS, CA 93402-1115
Document Number	0000041759
Instrument Date	Sep 27, 2018
Instrument	41759
Transaction Type	Transfer
Record Updated	Oct 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5986 SANDSTONE LN BROWNS VALLEY CA 959189662, BROWNS VALLEY, CA 95918-9662

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 21, 2018
Property Address	1221 3RD ST, LOS OSOS, CA 93402-1115
Document Number	0000034695
Instrument Date	Jul 31, 2018
Instrument	34695
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5986 SANDSTONE LN BROWNS VALLEY CA 959189662, BROWNS VALLEY, CA 95918-9662

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 21, 2018
Property Address	1221 3RD ST, LOS OSOS, CA 93402-1115
Document Number	0000034694
Map Reference	MB A PG80
Instrument Date	Jul 26, 2018
Instrument	2018034694
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5986 SANDSTONE LN, BROWNS VALLEY, CA 95918-9662

Mortgage

Document Number	0000034696
Date	Aug 21, 2018
Instrument	2018034696

Lender

Name	RESOURCE LENDERS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

August 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 21, 2018
Property Address	1221 3RD ST, LOS OSOS, CA 93402-1115
Document Number	0000034693
Instrument Date	Jul 23, 2018
Instrument	34693
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2709 MONTGOMERY WAY SACRAMENTO CA 958183947, SACRAMENTO, CA 95818-3947

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$880,698 (+2%) Land $572,220 Building $308,478
2025	$12,121.00 (+23.46%)	$863,430 (+46.42%) Land $561,000 Building $302,430
2023	$9,818.00 (+7.44%)	$589,708 Land $348,464 Building $241,244
2022	$9,138.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1992–1995)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOS OSOS COMMUNITY SERVICES DISTRICT serves 7,086 people · EPA ID CA4010016
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Astound Broadband, AT&T.

Nearby Properties on 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures