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1192 3rd St, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 1192 3rd St, Los Osos, CA 93402 · Last verified October 2025

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details2 bd · 1 ba · 1,008 sqft · built 1955
Lot Size0.143 acres (6,250 sqft)
OwnerCompany Name on File
Last Sale$290,000 (Jun 2009)
Tax Bill$7,312 (2025)
Deeds & MortgagesMar 2020 Mortgage
Feb 2018 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN038-022-010

Property Details

APN / Parcel Number

Primary APN038-022-010

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Building Area1,008 sqft Total Area
FireplaceFireplace
Fireplaces1 Fireplace

Exterior

Year BuiltBuilt 1955
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Lot Area6,250 sqft (0.143 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

SewerSeptic

Location & Zoning

Street Address1192 3RD ST
CityLOS OSOS
StateCA
Zip93402-1114
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Legal DescriptionTN EL MORO BL 29 LTS 26 & 27
Legal SubdivisionEL MORO
Legal Block29
Legal Lot Number26,27 27
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1004
Census Tract10701

Owner

Source: San Luis Obispo County records · APN 038-022-010

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1192 3RD ST, LOS OSOS, CA 93402-1114
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 04, 2020Deed of Trust, Mortgage · Conventional Mortgage
ENVOY MORTGAGE LTD
Feb 28, 2018Intrafamily Transfer, Transfer · Line of Credit
SESLOC FCU
Mar 01, 2018Quit Claim Deed, Transfer
Quitclaim
Mar 17, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 05, 2009 · Amount on Record
Deed SaleJun 05, 2009 · Amount on Record
Prior SaleFeb 28, 2018
Deed Document Number0000030062
Last Transfer DateMar 01, 2018
Transfer Doc0000008114
Record UpdatedJun 08, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1192 3RD ST, LOS OSOS, CA 93402-1114
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010557
DateMar 04, 2020
Instrument2020010557
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
AddressHOUSTON, TX 77043
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2050

February 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateFeb 28, 2018
Property Address1192 3RD ST, LOS OSOS, CA 93402-1114
Document Number0000007852
Map ReferenceMB A PG80
Instrument DateFeb 23, 2018
Instrument2018007852
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanyFIDELITY TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1192 3RD ST, LOS OSOS, CA 93402-1114

Mortgage

Document Number0000007853
DateFeb 28, 2018
Instrument2018007853
Lender
NameSESLOC FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateMar 01, 2018
Property Address1192 3RD ST, LOS OSOS, CA 93402-1114
Document Number0000008114
Instrument DateFeb 23, 2018
Instrument8114
Transaction TypeTransfer
Record UpdatedMar 12, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1192 3RD ST LOS OSOS CA 934021114, LOS OSOS, CA 93402-1114

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateMar 17, 2017
Property Address1192 3RD ST, LOS OSOS, CA 93402-1114
Document Number0000011956
Instrument DateFeb 28, 2017
Instrument11956
Transaction TypeTransfer
Record UpdatedMar 31, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1192 3RD ST LOS OSOS CA 934021114, LOS OSOS, CA 93402-1114

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$7,312.00 (+5.36%) Homeowner's exemption$429,212 (+4.04%) Land $283,300 Building $145,912
2023$6,940.00 (+2.54%) Homeowner's exemption$412,547 Land $272,300 Building $140,247
2022$6,768.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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