12205 Warner Rd, Keymar, MD 21757 Property Records

Frederick County property record for 12205 Warner Rd, Keymar, MD 21757

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,388 sqft · built 2002
Lot Size	1.21 acres (52,708 sqft)
Owner	2 Individual Names on Record
Last Sale	$575,000 (Nov 2021)
Tax Bill	$7,107 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-364812`

Property Details

APN / Parcel Number

Primary APN	`17-364812`
Alternative APN	`364812`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,388 sqft Living Area
Gross Area	3,668 sqft
1st Floor Area	2,388 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	52,708 sqft
Garage Type	Attached
Garage Area	1,280 sqft
Parking Spaces	8 Parking Spaces
Porch	Open Porch
Porch Area	80 sqft
Deck Area	406 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	364812
Street Address	12205 WARNER RD
City	KEYMAR
State	MD
Zip	21757-8107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LOT 1 SEC 1-1.21 AC E/S WARNER ROAD PLEASANT ACRES
Legal Subdivision	PLEASANT ACRES SEC 01
Legal Lot Number	1
Jurisdiction	FREDERICK MD
Township / Civil Division	17, JOHNSVILLE
Census Block Group	1
Census Block	1007
Census Tract	751600

Owner

Source: Frederick County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12205 WARNER RD, KEYMAR, MD 21757-8107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2018	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage NYMEO FCU
Nov 4, 2021	Deed, Transfer · FHA Mortgage SEVERN SAVINGS BANK FSB
Mar 21, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2021 · Amount on Record
Deed Sale	Nov 4, 2021 · Amount on Record
Prior Sale	Nov 29, 2001 · Amount on Record
Deed Book / Page	15465 / 422
Prior Transfer Date	Feb 28, 2019
Prior Transfer Doc	0128810055
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	12205 WARNER RD, KEYMAR, MD 21757-8107
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0126720407
Date	Oct 16, 2018
Book Page	12672/0407

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	12205 WARNER RD, KEYMAR, MD 21757-8107
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0137810115
Date	Jun 3, 2020
Book Page	13781/115

Lender

Name	NYMEO FCU
Type	Credit Union
Address	FREDERICK, MD 21703

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2040

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 4, 2021
Property Address	12205 WARNER RD, KEYMAR, MD 21757-8107
Document Number	0154650422
Book / Page	15465 / 422
Map Reference	MB 30 PL 41
Instrument Date	Oct 29, 2021
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	LEGACYHOUSE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12205 WARNER RD, KEYMAR, MD 21757-8107

Mortgage

Document Number	15465427
Date	Nov 4, 2021
Instrument	15465/427

Lender

Name	SEVERN SAVINGS BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Mar 21, 2019
Property Address	12205 WARNER RD, KEYMAR, MD 21757-8107
Document Number	0128810055
Book / Page	12881 / 0055
Map Reference	MB 30 PL 41
Instrument Date	Feb 28, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12205 WARNER RD, KEYMAR, MD 21757-8107

Mortgage

Document Number	0001288160
Date	Mar 21, 2019
Instrument	12881/60

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$570,500 (+0.18%)	$572,500 (+0.53%) Land $151,400 Building $421,100
2025	$7,107.00 (+11.64%)	$569,500 (+24.44%) Land $121,400 Building $448,100	$569,500 (-) Land $121,400 Building $448,100
2024	$6,366.00 (+15.51%)
2023	$5,511.00	$457,633	$569,500 Land $121,400 Building $448,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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