12104 Warner Rd, Keymar, MD 21757 Property Records

Frederick County property record for 12104 Warner Rd, Keymar, MD 21757

Property Summary

Property Type	General Agricultural/Rural
Details	2 ba · 2,344 sqft · built 1993
Lot Size	10.6 acres (464,350 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (Jun 1985)
Tax Bill	$4,613 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-363603`

Property Details

APN / Parcel Number

Primary APN	`17-363603`
Alternative APN	`363603`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,344 sqft Gross Area
1st Floor Area	1,720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	464,350 sqft
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	136 sqft
Shed	1 Shed
Shed Area	3,486 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	363603
Street Address	12104 WARNER RD
City	KEYMAR
State	MD
Zip	21757-8110
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	A
Legal Description	10.66 ACRES W/S WARNER RD. AT BAKER RD.
Jurisdiction	FREDERICK MD
Township / Civil Division	17, JOHNSVILLE
Census Block Group	1
Census Block	1020
Census Tract	751600

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12104 WARNER RD, KEYMAR, MD 21757-8110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage TRUST BANK
May 11, 2023	Deed of Trust, Mortgage · Commercial Mortgage SHERI A SCHROYER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 1985 · Amount on Record
Deed Sale	Jun 6, 1985 · Amount on Record
Deed Book / Page	1284 / 359
Last Transfer Date	Mar 8, 2010
Transfer Doc	0077420386
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Recording Date	Jun 18, 2026
Property Address	12104 WARNER RD, KEYMAR, MD 21757-8110
Document Number	1791000416
Book / Page	17919 / 416
Instrument Date	Jun 9, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CHOICE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12104 WARNER RD, KEYMAR, MD 21757-8110

Mortgage

Document Number	1791000416,
Date	Jun 18, 2026
Book Page	17919/416

Lender

Name	TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	12104 WARNER RD, KEYMAR, MD 21757-8110
Transaction Type	Mortgage
Record Updated	May 24, 2023
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0164350419
Date	May 11, 2023
Book Page	16435/419

Lender

Name	SHERI A SCHROYER
Type	Private Party
Address	1672 CALICO DR, WOODBINE, MD 21797

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$480,000 (+0.59%)	$485,600 (+1.76%) Land $154,800 Building $330,800
2025	$4,613.00 (+6.71%) Homeowner's exemption	$477,200 (+23.31%) Land $124,800 Building $352,400	$477,200 (-) Land $124,800 Building $352,400
2024	$4,323.00 (+6.71%)
2023	$4,051.00 Homeowner's exemption	$387,000	$477,200 Land $124,800 Building $352,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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