12220 Warner Rd, Keymar, MD 21757 Property Records

Frederick County property record for 12220 Warner Rd, Keymar, MD 21757

Property Summary

Property TypeGeneral Agricultural/Rural
Details5 ba · 8,297 sqft · built 2008
Lot Size26.2 acres (1,142,579 sqft)
Owner2 Individual Names on File
Last Sale$291,000 (Jun 2004)
Tax Bill$13,284 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN17-367501

Property Details

APN / Parcel Number

Primary APN17-367501
Alternative APN
  • 367501

Interior

Full Baths5 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area8,297 sqft Gross Area
1st Floor Area4,263 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area1,142,579 sqft
Garage TypeAttached
Garage Area875 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area180 sqft
Deck Area947 sqft
Shed1 Shed
Shed Area6,000 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number367501
Street Address12220 WARNER RD
CityKEYMAR
StateMD
Zip21757-8108
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > General Agricultural/Rural
Local Zoning CodeA
Legal DescriptionFARM LOT 1 26.23 ACRES GIBSON FARM
Legal SubdivisionGIBSON FARM PRCL A & B
Legal Lot Number1
JurisdictionFREDERICK MD
Township / Civil Division11, WOODSBORO
Census Block Group1
Census Block1011
Census Tract751600

Owner

12220 Warner Rd, an agricultural property, is owned and occupied by two individuals who bought it in June 2004.

Source: Frederick County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address12220 WARNER RD, KEYMAR, MD 21757-8108
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 15, 2004 · Amount on File
Deed SaleJun 15, 2004 · Amount on File
Deed Document Number200444584
Deed Book / Page4669 / 681
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address12220 WARNER RD, KEYMAR, MD 21757-8108
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0138830471
DateJul 10, 2020
Book Page13883/471
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 12220 Warner Rd was $13,284 with a homeowner's exemption.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,409,833 (+6.46%)$1,580,900 (+19.38%) Land $157,400 Building $1,423,500
2025$13,284.00 Homeowner's exemption$1,324,300 Land $127,400 Building $1,196,900$1,324,300 Land $127,400 Building $1,196,900
2023$11,518.00 Homeowner's exemption$1,084,100$1,324,300 Land $127,400 Building $1,196,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12220 Warner Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12220 Warner Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: EarthLink Business, MN FWA Buyer, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Warner Rd

Nearby Streets

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