Frederick County property record for 12138 Warner Rd, Keymar, MD 21757 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,753 sqft · built 2023 |
| Lot Size | 5.2 acres (226,512 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $175,000 (Apr 2021) |
| Tax Bill | $7,950 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Apr 2021 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-367528 |
| Primary APN | 17-367528 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,753 sqft Living Area |
| Gross Area | 4,633 sqft |
| 1st Floor Area | 3,313 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 226,512 sqft (5.2 acres) |
| Garage Type | Attached |
| Garage Area | 880 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 367528 |
|---|---|
| Street Address | 12138 WARNER RD |
| City | KEYMAR |
| State | MD |
| Zip | 21757-8110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 SECTION 1 5.20 ACRES GIBSON FARM |
| Legal Subdivision | FARM |
| Legal Lot Number | 1 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 17, JOHNSVILLE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 751600 |
Source: Frederick County records · APN 17-367528
Assessment roll updated August 4, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12138 WARNER RD, KEYMAR, MD 21757-8110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 05, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MCLEAN MORTGAGE CORP |
| Apr 19, 2021 | Deed, Construction Loan · Construction Mortgage MCLEAN MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 19, 2021 · Amount on Record |
| Deed Sale | Apr 19, 2021 · Amount on Record |
| Prior Sale | May 20, 2004 · Amount on Record |
| Deed Book / Page | 14782 / 430 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 12138 WARNER RD, KEYMAR, MD 21757-8110 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Title Company | LAWYERS SIGNATURE SETTLEMENTS, LAWYERS SIGNATURE STLMT LLC |
| Name | Verified Name |
|---|---|
| Address | 12138 WARNER RD, KEYMAR, MD 21757-8110 |
| Document Number | 0160710293 |
|---|---|
| Date | Aug 05, 2022 |
| Book Page | 16071/293 |
| Name | MCLEAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 19, 2021 |
| Property Address | 12138 WARNER RD, KEYMAR, MD 21757-8110 |
| Document Number | 0147820430 |
| Book / Page | 14782 / 430 |
| Map Reference | MB 76 PL 92 |
| Instrument Date | Mar 17, 2021 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 27, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 647 AUTUMN SKY CT, SYKESVILLE, MD 21784-7152 |
| Document Number | 0014782434 |
|---|---|
| Date | Apr 19, 2021 |
| Instrument | 14782/434 |
| Name | MCLEAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Mar 01, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Apr 01, 2021 |
| Change Frequency | Monthly |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 16.2% |
| Index | Prime Rate |
| Margin | 1 |
| Max Rate | 16.2% |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,950.00 (+25.67%) | $643,400 (+20.88%) Land $140,600 Building $502,800 | $643,400 (-) Land $140,600 Building $502,800 |
| 2023 | $6,326.00 | $532,267 | $643,400 Land $140,600 Building $502,800 |
Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 31 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 2,000 |
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