1208 E 3rd St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 1208 E 3rd St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft · built 1922
Lot Size	0.112 acres (4,864 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,566 (2024)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2006 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-277-012.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-277-012.000-023`
Alternative APN	`01610341425`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
Gross Area	2,240 sqft
1st Floor Area	2,240 sqft
Basement Area	1,120 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1963
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	4,864 sqft (0.112 acres)
Lot Dimensions	128 ft deep x 38 ft wide
View / Lot	Alley
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1208 E 3RD ST
City	MISHAWAKA
State	IN
Zip	46544-2733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	38E SIDE LOT 22 CAMPBELLS PL
Legal Subdivision	CAMPBELLS PL
Legal Lot Number	22
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	3
Census Block	3031
Census Tract	10400

Owner

Source: St. Joseph County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1208 E 3RD ST, MISHAWAKA, IN 46544-2733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage AAA FCU
Aug 9, 2006	Deed of Trust, Mortgage · Conventional Mortgage AAA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1208 E 3RD ST, MISHAWAKA, IN 46544-2733
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002135686
Date	Oct 8, 2021
Instrument	2135686

Lender

Name	AAA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 30, 2041

Interest

Rate Type	Fixed Rate

August 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1208 E 3RD ST, MISHAWAKA, IN 46544-2733
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000634228
Date	Aug 9, 2006
Instrument	0634228

Lender

Name	AAA FCU
Address	SOUTH BEND, IN 46619

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 15, 2016

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$120,000 (-7.83%) Land $19,800 Building $100,200	$120,000 (-7.83%) Land $19,800 Building $100,200
2024	$1,566.00 (+6.31%)
2023	$1,473.00 (-32.06%)	$130,200 (-) Land $19,800 Building $110,400	$130,200 (-) Land $19,800 Building $110,400
2022	$2,168.00 Homeowner's exemption	$130,200 Land $19,800 Building $110,400	$130,200 Land $19,800 Building $110,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Fourway.

Nearby Properties on E 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures