Iredell County property record for 112 Speaks Rd, Olin, NC 28660 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,336 sqft · built 2000 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $136,500 (Jul 2019) |
| Tax Bill | $1,081 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Oct 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4861-33-8420.000 |
| Primary APN | 4861-33-8420.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,336 sqft Heated Area |
| Gross Area | 1,376 sqft |
| 1st Floor Area | 1,336 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,087 sqft (0.53 acres) |
| Lot Width | 151 ft Width |
| Porch | Slab |
|---|---|
| Porch Area | 8 sqft |
| Deck Area | 32 sqft |
| Patio Area | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80064355 |
|---|---|
| Street Address | 112 SPEAKS RD |
| City | OLIN |
| State | NC |
| Zip | 28660-9309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L2-PADGETT FARMS -PB-32- 150 |
| Legal Subdivision | JERICHO+PADGETT |
| Legal Block | 33 |
| Legal Lot Number | 2 |
| Jurisdiction | IREDELL NC |
| Township / Civil Division | UNION GROVE |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 60801 |
Source: Iredell County records · APN 4861-33-8420.000
Assessment roll updated April 7, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 112 SPEAKS RD, OLIN, NC 28660-9309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Oct 10, 2018 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Jul 23, 2019 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 23, 2019 · Amount on Record |
| Deed Sale | Jul 23, 2019 · Amount on Record |
| Prior Sale | Nov 09, 2010 · Amount on Record |
| Deed Book / Page | 2633 / 61 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 112 SPEAKS RD, OLIN, NC 28660-9309 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 112 SPEAKS RD, OLIN, NC 28660-9309 |
| Document Number | 0028981845 |
|---|---|
| Date | Feb 25, 2022 |
| Book Page | 2898/1845 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 330 Months |
| Due | Aug 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 112 SPEAKS RD, OLIN, NC 28660-9309 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 25822166 |
|---|---|
| Date | Oct 10, 2018 |
| Book Page | 2582/2166 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | HAYS, NC 28635 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Oct 05, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IREDELL NC |
| Recording Date | Jul 23, 2019 |
| Property Address | 112 SPEAKS RD, OLIN, NC 28660-9309 |
| Document Number | 263361 |
| Book / Page | 002633 / 000061 |
| Instrument Date | Jul 23, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $273.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 112 SPEAKS RD OLIN NC 286609309, OLIN, NC 28660-9309 |
| Document Number | 263364 |
|---|---|
| Date | Jul 23, 2019 |
| Book Page | 002633/000064 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIAN LAND, SC 29707 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 22, 2049 |
| Document Number | 263376, |
|---|---|
| Date | Jul 23, 2019 |
| Book Page | 002633/000076 |
| Name | HOUSING FIN AGCY |
|---|---|
| Address | PO BOX 28066, RALEIGH, NC 27611-8066 |
| Amount | Amount Recorded |
|---|
Source: Iredell County records · Assessment roll updated April 7, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Iredell County |
| Unified School District | Iredell-Statesville Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,081.00 | $173,060 (-) Land $26,000 Building $147,060 | $173,060 (-) Land $26,000 Building $147,060 |
| 2024 | $1,081.00 | $173,060 (-) Land $26,000 Building $147,060 | $173,060 (-) Land $26,000 Building $147,060 |
| 2023 | $1,081.00 (+44.71%) | $173,060 (+57.97%) Land $26,000 Building $147,060 | $173,060 (+57.97%) Land $26,000 Building $147,060 |
| 2022 | $747.00 | $109,550 Land $18,000 Building $91,550 | $109,550 Land $18,000 Building $91,550 |
Source: FEMA National Flood Hazard Layer, Iredell County (37097C), updated January 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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