Hardin County property record for 122 Potomac St, Radcliff, KY 40160 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,864 sqft · built 1989 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,019 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 180-20-10-385 |
| Primary APN | 180-20-10-385 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,864 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Single |
| Year Built | Built 1989 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,890 sqft (0.25 acres) |
| Patio Area | 160 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 122 POTOMAC ST |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-9041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHISPERING HILLS LT 385 #15 |
| Legal Subdivision | WHISPERING HILLS |
| Legal Lot Number | 385 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 600 |
Source: Hardin County records · APN 180-20-10-385
Assessment roll updated April 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 122 POTOMAC ST, RADCLIFF, KY 40160-9041 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Deed Document Number | 0000660373 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 122 POTOMAC ST, RADCLIFF, KY 40160-9041 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2400/27 |
|---|---|
| Date | Aug 31, 2021 |
| Book Page | 2400/27 |
| Name | STATE OF KENTUCKY |
|---|---|
| Type | Government Agency |
| Address | RADCLIFF, KY 40159 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 19, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Hardin County records · Assessment roll updated April 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Radcliff City |
| Unified School District | Hardin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,019.00 (+61.23%) Homeowner's exemption Additional exemption filed | $154,200 (+48.84%) Land $18,000 Building $136,200 | $154,200 (+48.84%) Land $18,000 Building $136,200 |
| 2023 | $103,600 (-) Land $14,300 Building $89,300 | $103,600 (-) Land $14,300 Building $89,300 | |
| 2022 | $103,600 Land $14,300 Building $89,300 | $103,600 Land $14,300 Building $89,300 | |
| 2021 | $632.00 |
Source: FEMA National Flood Hazard Layer, Hardin County (21093C), updated October 15, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210930006002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1997–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2017, river or lake flooding |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 275 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Brandenburg Communications | Fiber | 1,000 / 1,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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