Hardin County property record for 119 Potomac St, Radcliff, KY 40160 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,568 sqft · built 1989 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $154,900 (May 2021) |
| Tax Bill | $1,472 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage Dec 2011 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 180-20-10-390 |
| Primary APN | 180-20-10-390 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,568 sqft Living Area |
| Basement Area | 1,508 sqft |
| Finished Basement | 1,508 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Raised Ranch |
| Lot Area | 9,148 sqft (0.21 acres) |
| Porch | Porch |
| Porch Area | 64 sqft |
| Patio Area | 100 sqft |
| Heating System | Central |
|---|
| Street Address | 119 POTOMAC ST |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-9042 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHISPERING HILLS LT 390 #15 |
| Legal Subdivision | WHISPERING HILLS |
| Legal Block | 10 |
| Legal Lot Number | 390 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 600 |
Source: Hardin County records · APN 180-20-10-390
Assessment roll updated January 20, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 119 POTOMAC ST, RADCLIFF, KY 40160-9042 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 08, 2017 | Deed of Trust, Mortgage AMERICAN BANK & TRUST CO |
| Dec 27, 2011 | Deed of Trust, Mortgage AMERICAN BANK & TRUST COMPANY |
| May 16, 2005 | Deed of Trust, Mortgage WEST POINT BANK RAD |
| May 27, 2021 | Warranty Deed, Transfer · Conventional Mortgage RIVER CITY BANK INC |
| Apr 07, 2005 | Deed, Transfer WEST POINT BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 27, 2021 · Amount on Record |
| Deed Sale | May 27, 2021 · Amount on Record |
| Prior Sale | Apr 07, 2005 · Amount on Record |
| Deed Book / Page | 1512 / 717 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 119 POTOMAC ST, RADCLIFF, KY 40160-9042 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 002218/709 |
|---|---|
| Date | Dec 08, 2017 |
| Book Page | 2218/709 |
| Name | AMERICAN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BOWLING GREEN, KY 42102 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Dec 01, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 119 POTOMAC ST, RADCLIFF, KY 40160-9042 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 002000/591 |
|---|---|
| Date | Dec 27, 2011 |
| Book Page | 2000/591 |
| Name | AMERICAN BANK & TRUST COMPANY |
|---|---|
| Address | BOWLING GREEN, KY 42102 |
| Amount | Amount Recorded |
|---|---|
| Term | 72 Months |
| Due | Dec 10, 2017 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 119 POTOMAC ST, RADCLIFF, KY 40160-9042 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 001477/312 |
|---|---|
| Date | May 16, 2005 |
| Book Page | 1477/312 |
| Name | WEST POINT BANK RAD |
|---|---|
| Address | RADCLIFF, KY 40159 |
| Amount | Amount Recorded |
|---|---|
| Term | 3 Months |
| Due | Aug 11, 2005 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | May 27, 2021 |
| Property Address | 119 POTOMAC ST, RADCLIFF, KY 40160-9042 |
| Document Number | 001512/717 |
| Book / Page | 1512 / 717 |
| Map Reference | CAB 1 SL 875 |
| Instrument Date | May 24, 2021 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $155.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1584 W LINCOLN TRAIL BLVD, RADCLIFF, KY 40160-2549 |
| Name | Verified Name |
|---|---|
| Address | 119 POTOMAC ST, RADCLIFF, KY 40160-9042 |
| Document Number | 0002382967 |
|---|---|
| Date | May 27, 2021 |
| Instrument | 2382/967 |
| Name | RIVER CITY BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Apr 07, 2005 |
| Property Address | 119 POTOMAC ST, RADCLIFF, KY 40160-9042 |
| Document Number | 001148/703 |
| Book / Page | 1148 / 703 |
| Map Reference | CAB01 SL87 |
| Instrument Date | Jan 24, 2005 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1584 W LINCOLN TRAIL BLVD, RADCLIFF, KY 40160-2549 |
| Investor | Possibly a Property Investor |
| Document Number | 001465/732 |
|---|---|
| Date | Apr 07, 2005 |
| Book Page | 1465/732 |
| Name | WEST POINT BANK |
|---|---|
| Address | RADCLIFF, KY 40160 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Apr 05, 2020 |
Source: Hardin County records · Assessment roll updated January 20, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Radcliff City |
| Unified School District | Hardin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,472.00 (+61.05%) | $154,900 (-) Land $18,000 Building $136,900 | $154,900 (-) Land $18,000 Building $136,900 |
| 2023 | $154,900 (-) Land $13,900 Building $141,000 | $154,900 (-) Land $13,900 Building $141,000 | |
| 2022 | $154,900 Land $13,900 Building $141,000 | $154,900 Land $13,900 Building $141,000 | |
| 2021 | $914.00 |
Source: FEMA National Flood Hazard Layer, Hardin County (21093C), updated October 15, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210930006002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Nearby Flood Claims | 2 (1997–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2017, river or lake flooding |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures