117 Potomac St, Radcliff, KY 40160 Property Records

Hardin County property record for 117 Potomac St, Radcliff, KY 40160

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,215 sqft · built 1990
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$185,900 (Jan 2023)
Tax Bill	$1,753 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`180-20-10-389`

Property Details

APN / Parcel Number

Primary APN	`180-20-10-389`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,215 sqft Living Area
Attic Area	58 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 1990
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	8,276 sqft (0.189 acres)
Garage Type	Attached
Garage Area	360 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	117 POTOMAC ST
City	RADCLIFF
State	KY
Zip	40160-9042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPERING HILLS LT 389 #15
Legal Subdivision	WHISPERING HILLS
Legal Lot Number	389
Jurisdiction	HARDIN KY
Township / Civil Division	RADCLIFF
Census Block Group	2
Census Block	2022
Census Tract	600

Owner

Source: Hardin County assessment roll, APN 180-20-10-389, as of April 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	117 POTOMAC ST, RADCLIFF, KY 40160-9042
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 10, 2023 · Amount on Record
Deed Sale	Jan 10, 2023 · Amount on Record
Prior Sale	May 24, 2005 · Amount on Record
Deed Document Number	0001546982
Deed Book / Page	1546 / 982
Record Updated	Jun 08, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Jan 10, 2023
Property Address	117 POTOMAC ST, RADCLIFF, KY 40160-9042
Document Number	001546/982
Book / Page	1546 / 982
Map Reference	CAB 1 SH 875
Instrument Date	Jan 10, 2023
Transaction Type	Transfer
Record Updated	Nov 16, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$186.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	706 HACKBERRY RD, CECILIA, KY 42724-9691

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	117 POTOMAC ST, RADCLIFF, KY 40160-9042

Mortgage

Document Number	0002468683
Date	Jan 10, 2023
Instrument	2468/683

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2053

Tax Assessment & Valuation

Source: Hardin County assessment roll as of April 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Municipality	Radcliff City
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,753.00 (+114.83%)	$185,900 (+124.25%) Land $18,000 Building $167,900	$185,900 (+124.25%) Land $18,000 Building $167,900
2023		$82,900 (-) Land $13,800 Building $69,100	$82,900 (-) Land $13,800 Building $69,100
2022		$82,900 Land $13,800 Building $69,100	$82,900 Land $13,800 Building $69,100
2021	$816.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hardin County (21093C), as of October 15, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210930006002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1997–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2017 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 275 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Brandenburg Communications Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system KY0470393, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.