116 Potomac St, Radcliff, KY 40160 Property Records

Hardin County property record for 116 Potomac St, Radcliff, KY 40160 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,618 sqft · built 1990
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$199,900 (Oct 2022)
Tax Bill	$1,880 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`180-20-10-388`

Property Details

APN / Parcel Number

Primary APN	`180-20-10-388`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,618 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 1990
Architectural Style	Raised Ranch
Exterior Material	Frame/Masonry
Lot Area	8,276 sqft (0.189 acres)
Patio Area	186 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	116 POTOMAC ST
City	RADCLIFF
State	KY
Zip	40160-9041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPERING HILLS LT 388 #15
Legal Subdivision	WHISPERING HILLS
Legal Lot Number	388
Jurisdiction	HARDIN KY
Township / Civil Division	RADCLIFF
Census Block Group	2
Census Block	2025
Census Tract	600

Owner

Source: Hardin County records · APN 180-20-10-388

Assessment roll updated April 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	116 POTOMAC ST, RADCLIFF, KY 40160-9041
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 17, 2022 · Amount on Record
Deed Sale	Oct 17, 2022 · Amount on Record
Prior Sale	Mar 26, 2013 · Amount on Record
Deed Document Number	0015421492
Deed Book / Page	1542 / 1492
Record Updated	Jun 08, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Oct 17, 2022
Property Address	116 POTOMAC ST, RADCLIFF, KY 40160-9041
Document Number	01542/1492
Book / Page	1542 / 1492
Map Reference	CAB 1 SH 875
Instrument Date	Oct 03, 2022
Transaction Type	Transfer
Record Updated	Nov 16, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1584 W LINCOLN TRAIL BLVD # 3, 3, RADCLIFF, KY 40160-2549

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3011 MOUNT TABOR RD, BUFFALO, KY 42716-8410

Mortgage

Document Number	0002460553
Date	Oct 17, 2022
Instrument	2460/553

Lender

Name	LINCOLN NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 03, 2052

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hardin County records · Assessment roll updated April 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Municipality	Radcliff City
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,880.00 (+96.45%)	$199,900 (-) Land $18,000 Building $181,900	$199,900 (-) Land $18,000 Building $181,900
2023		$199,900 (+103.98%) Land $13,800 Building $186,100	$199,900 (+103.98%) Land $13,800 Building $186,100
2022		$98,000 Land $13,800 Building $84,200	$98,000 Land $13,800 Building $84,200
2021	$957.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hardin County (21093C), updated October 15, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210930006002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1997–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2017, river or lake flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 275 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Brandenburg Communications	Fiber	1,000 / 1,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.