Northampton County property record for 122 Old Course Loop, Cape Charles, VA 23310 · Last verified March 2026
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,880 sqft · built 2005 |
| Owner | Individual Name on File |
| Last Sale | $229,000 (Mar 2015) |
| Tax Bill | $3,532 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Mar 2015 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-11-122BO |
| Primary APN | 90-11-122BO |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,880 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Wood Siding |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 445430 |
|---|---|
| Street Address | 122 OLD COURSE LOOP |
| City | CAPE CHARLES |
| State | VA |
| Zip | 23310-2374 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 5 BUILDING 5 FAIRWARS I UNIT 5 BUILDING 5 FAIRWARS I |
| Legal Unit | 5 |
| Jurisdiction | NORTHAMPTON VA |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 930301 |
Source: Northampton County records · APN 90-11-122BO
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 122 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2374 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TIDEWATER MORTGAGE SERVICES INC |
| Mar 04, 2015 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GRO |
| Nov 15, 2005 | Deed, Transfer · ARM WELLS FARGO BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 10, 2015 · Amount on Record |
| Deed Sale | Mar 10, 2015 · Amount on Record |
| Prior Sale | Nov 15, 2005 |
| Deed Document Number | 001500/307 |
| Deed Book / Page | 1500 / 307 |
| Prior Transfer Date | Mar 04, 2015 |
| Prior Transfer Doc | 001500/307 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Property Address | 122 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2374 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0200000663 |
|---|---|
| Date | Apr 28, 2020 |
| Instrument | 200000663 |
| Name | TIDEWATER MORTGAGE SERVICES INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Mar 04, 2015 |
| Property Address | 122 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2374 |
| Document Number | 001500/307 |
| Book / Page | 1500 / 307 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0001500308 |
|---|---|
| Date | Mar 04, 2015 |
| Instrument | 1500/308 |
| Name | ATLANTIC BAY MORTGAGE GRO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Nov 15, 2005 |
| Property Address | 122 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2374 |
| Document Number | 0050004183 |
| Instrument Date | Nov 10, 2005 |
| Instrument | 050004183 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Tax | $468.50 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 144 BETWEEN THE LAKES RD, SHOHOLA, PA 18458-4350 |
| Document Number | 0050004184 |
|---|---|
| Date | Nov 15, 2005 |
| Instrument | 050004184 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50306 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Dec 01, 2010 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.87% |
| Index | 1-Year T-Bill |
| Max Rate | 9.87% |
Source: Northampton County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Cape Charles Town |
| County | Northampton County |
| Unified School District | Northampton County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,532.00 (+25.69%) | $501,000 (+35.48%) Building $501,000 | |
| 2024 | $501,000 (+35.48%) Building $501,000 | ||
| 2023 | $2,810.00 | $369,800 Building $369,800 | $369,800 Building $369,800 |
Source: FEMA National Flood Hazard Layer, Northampton County (51131C), updated October 26, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 4% of the US · above 2% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 5,556 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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