130 Old Course Loop, Cape Charles, VA 23310 Property Records

Northampton County property record for 130 Old Course Loop, Cape Charles, VA 23310 · Last verified March 2026

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,773 sqft · built 2005
Owner	Individual Name on File
Last Sale	$480,000 (Jun 2024)
Tax Bill	$3,391 (2025)
Deeds & Mortgages	May 2019 Line of Credit Dec 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`90-11-130BO`

Property Details

APN / Parcel Number

Primary APN	`90-11-130BO`
Alternative APNs	`10008238` `463490` `14931`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,773 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Composition Shingle
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	10008238
Street Address	130 OLD COURSE LOOP
City	CAPE CHARLES
State	VA
Zip	23310-2374
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 6 BUILDING 6 FAIRWAYS I UNIT 6 BUILDING 6 FAIRWAYS I
Legal Unit	6
Jurisdiction	NORTHAMPTON VA
Township / Civil Division	2
Census Block Group	3
Census Block	3044
Census Tract	930301

Owner

Source: Northampton County records · APN 90-11-130BO

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	8743 NEW HOLLAND LN, MECHANICSVILLE, VA 23116-4035
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2019	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Dec 01, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Jun 20, 2024	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 06, 2018	Intrafamily Transfer, Transfer
May 03, 2012	Deed, Transfer · Conventional Mortgage MONARCH BANK
Jan 10, 2006	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 20, 2024 · Amount on Record
Deed Sale	Jun 20, 2024 · Amount on Record
Prior Sale	Mar 06, 2018
Deed Document Number	240001054
Record Updated	Jun 08, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON VA
Property Address	130 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2374
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190000757
Date	May 17, 2019
Instrument	190000757

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	476 Months
Due	Jan 01, 2059

Interest

Rate Type	Adjustable Rate
Rate	9%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON VA
Property Address	130 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2374
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210003042
Date	Dec 01, 2021
Instrument	210003042

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 01, 2036

Interest

Rate Type	Fixed Rate

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTHAMPTON VA
Recording Date	Jun 20, 2024
Property Address	130 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2374
Document Number	0240001054
Instrument Date	Jun 04, 2024
Instrument	240001054
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8743 NEW HOLLAND LN, CHERITON, VA 23316

Mortgage

Document Number	0240001057
Date	Jun 20, 2024
Instrument	240001057

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	254 Months
Due	Aug 01, 2045

Interest

Rate Type	Fixed Rate

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NORTHAMPTON VA
Recording Date	Mar 06, 2018
Property Address	130 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2374
Document Number	0180000315
Instrument Date	Feb 02, 2018
Instrument	180000315
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2374

May 2012: Deed, Transfer

Document Type	Deed
Jurisdiction	NORTHAMPTON VA
Recording Date	May 03, 2012
Property Address	130 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2374
Document Number	0120000727
Instrument Date	Mar 30, 2012
Instrument	120000727
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$197.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 PINE ISLAND QUAY, CHESAPEAKE, VA 23322-7191

Mortgage

Document Number	0120000728
Date	May 03, 2012
Instrument	120000728

Lender

Name	MONARCH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2042

January 2006: Deed, Transfer

Document Type	Deed
Jurisdiction	NORTHAMPTON VA
Recording Date	Jan 10, 2006
Property Address	130 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2374
Document Number	0060000102
Instrument Date	Jan 04, 2006
Instrument	060000102
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$412.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	130 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2374
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Northampton County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Cape Charles Town
County	Northampton County
Unified School District	Northampton County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,391.00 (+30.47%)	$481,000 (+40.6%) Building $481,000
2024			$481,000 (+40.6%) Building $481,000
2023	$2,599.00	$342,100 Building $342,100	$342,100 Building $342,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Northampton County (51131C), updated October 26, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511319303013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 47 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	47 in force

Wildfire

Wildfire Risk	Low above 4% of the US · above 2% of Virginia
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 64 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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