116 Old Course Loop, Cape Charles, VA 23310 Property Records

Northampton County property record for 116 Old Course Loop, Cape Charles, VA 23310 · Last verified July 2026

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,773 sqft · built 2005
Owner	Company Name on File
Last Sale	$530,000 (Aug 2023)
Tax Bill	$3,335 (2025)
Deeds & Mortgages	Dec 2025 Transfer Aug 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`90-11-116BO`

Property Details

APN / Parcel Number

Primary APN	`90-11-116BO`
Alternative APNs	`10005863` `476780` `14891`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,773 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Composition Shingle
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	10005863
Street Address	116 OLD COURSE LOOP
City	CAPE CHARLES
State	VA
Zip	23310-2374
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 5 BUILDING 5 FAIRWAYS I UNIT 5 BUILDING 5 FAIRWAYS I
Legal Subdivision	FAIRWAYS I CONDOMINIUM
Legal Unit	5
Jurisdiction	NORTHAMPTON VA
Township / Civil Division	2
Census Block Group	3
Census Block	3025
Census Tract	930301

Owner

Source: Northampton County records · APN 90-11-116BO

Assessment roll updated March 12, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	8 CEDAR POINT DR, HAMPTON, VA 23669-4168
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Dec 04, 2025	Gift Deed, Transfer ACCOMODATION, ACCOMMODATION
Aug 11, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 24, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Feb 22, 2010	Bargain and Sale Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Oct 21, 2005	Deed, Transfer · Line of Credit GATEWAY BANK & TRUST CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 11, 2023 · Amount on Record
Deed Sale	Aug 11, 2023 · Amount on Record
Prior Sale	Feb 22, 2010 · Amount on Record
Deed Document Number	20231884
Last Transfer Date	Mar 21, 2025
Transfer Doc	0000002065
Record Updated	Sep 20, 2026

December 2025: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	NORTHAMPTON VA
Recording Date	Dec 04, 2025
Property Address	116 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2374
Document Number	0250002065
Instrument Date	Mar 21, 2025
Instrument	250002065
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 CEDAR POINT DR, HAMPTON, VA 23669-4168

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTHAMPTON VA
Recording Date	Aug 11, 2023
Property Address	116 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2374
Document Number	0230001884
Instrument Date	Aug 10, 2023
Instrument	230001884
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 CEDAR POINT DR, HAMPTON, VA 23669-4168

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NORTHAMPTON VA
Recording Date	Apr 24, 2020
Property Address	116 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2374
Document Number	0200000648
Instrument Date	Apr 20, 2020
Instrument	200000648
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4841 KEMPSVILLE GREENS PKWY, VIRGINIA BEACH, VA 23462-6438
Investor	Possibly a Property Investor

Mortgage

Document Number	0200000649
Date	Apr 24, 2020
Instrument	200000649

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2010: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	NORTHAMPTON VA
Recording Date	Feb 22, 2010
Property Address	116 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2374
Document Number	0100000293
Instrument Date	Feb 17, 2010
Instrument	100000293
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSU

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$383.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4841 KEMPSVILLE GREENS PKWY, VIRGINIA BEACH, VA 23462-6438
Investor	Possibly a Property Investor

Mortgage

Document Number	0100000294
Date	Feb 22, 2010
Instrument	100000294

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2040

October 2005: Deed, Transfer

Document Type	Deed
Jurisdiction	NORTHAMPTON VA
Recording Date	Oct 21, 2005
Property Address	116 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2374
Document Number	0050003926
Instrument Date	Oct 18, 2005
Instrument	050003926
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$399.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	575 LYNNHAVEN PKWY STE 310, 310, VIRGINIA BEACH, VA 23452-7350

Mortgage

Document Number	0050003927
Date	Oct 21, 2005
Instrument	050003927

Lender

Name	GATEWAY BANK & TRUST CO
Type	Bank
Address	.

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 18, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Northampton County records · Assessment roll updated March 12, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Cape Charles Town
County	Northampton County
Unified School District	Northampton County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,335.00 (+2.93%)	$473,100 (-) Building $473,100
2024	$3,240.00 (+24%)	$473,100 (+37.57%) Building $473,100	$473,100 (+37.57%) Building $473,100
2023	$2,613.00	$343,900 (-) Building $343,900	$343,900 (-) Building $343,900
2022	$2,613.00	$343,900 Building $343,900	$343,900 Building $343,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Northampton County (51131C), updated October 26, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511319303013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 47 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	47 in force

Wildfire

Wildfire Risk	Low above 4% of the US · above 2% of Virginia
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 64 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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