Northampton County property record for 118 Old Course Loop, Cape Charles, VA 23310
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,538 sqft · built 2005 |
| Owner | Individual Name on File |
| Last Sale | $465,000 (Nov 2024) |
| Tax Bill | $3,142 (2025) |
| Deeds & Mortgages | Jan 2007 Mortgage Nov 2025 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-11-118BO |
| Primary APN | 90-11-118BO |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,538 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Wood Siding |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 7262 |
|---|---|
| Street Address | 118 OLD COURSE LOOP |
| City | CAPE CHARLES |
| State | VA |
| Zip | 23310-2374 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 5 BUILDING 5 FAIRWAYS I UNIT 5 BUILDING 5 FAIRWAYS I |
| Legal Unit | 5 |
| Jurisdiction | NORTHAMPTON VA |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 930301 |
Source: Northampton County records · APN 90-11-118BO
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1015 BEDFORD HILLS DR, EARLYSVILLE, VA 22936-9512 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 19, 2007 | Deed of Trust, Mortgage · Conventional Mortgage RESOURCE BANK |
| Nov 21, 2025 | Transfer on Death Deed, Transfer |
| Nov 15, 2024 | Warranty Deed, Transfer · Commercial Mortgage CALVIN B TAYLOR BANKING CO OF BERLI |
| Jun 06, 2022 | Warranty Deed, Transfer · Conventional Mortgage PHOENIXVILLE FEDERAL BANK & TRUST |
| Jan 11, 2007 | Bargain and Sale Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 15, 2024 · Amount on Record |
| Deed Sale | Nov 15, 2024 · Amount on Record |
| Prior Sale | Jun 06, 2022 · Amount on Record |
| Deed Document Number | 240002046 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Property Address | 118 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2374 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0070000149 |
|---|---|
| Date | Jan 19, 2007 |
| Instrument | 070000149 |
| Name | RESOURCE BANK |
|---|---|
| Type | Bank |
| Address | VIRGINIA BEACH, VA 23466 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2037 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Nov 21, 2025 |
| Property Address | 118 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2374 |
| Document Number | 0250002021 |
| Map Reference | DOC 050002311 |
| Instrument Date | Nov 18, 2025 |
| Instrument | 250002021 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1015 BEDFORD HILLS DR, EARLYSVILLE, VA 22936-9512 |
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Nov 15, 2024 |
| Property Address | 118 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2374 |
| Document Number | 0240002046 |
| Instrument Date | Nov 08, 2024 |
| Instrument | 240002046 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Title Company | RUSHMORE TITLE LLC, SHORE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1015 BEDFORD HILLS DR, EARLYSVILLE, VA 22936-9512 |
| Document Number | 0240002047 |
|---|---|
| Date | Nov 15, 2024 |
| Instrument | 240002047 |
| Name | CALVIN B TAYLOR BANKING CO OF BERLI |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Sep 20, 2039 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Jun 06, 2022 |
| Property Address | 118 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2374 |
| Document Number | 0220001543 |
| Instrument Date | May 01, 2022 |
| Instrument | 220001543 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Title Company | A AND N TITLE AND SETTLEMENT, A & N TITLE & SETTLEMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 231 BEACON DR, PHOENIXVILLE, PA 19460-2046 |
| Document Number | 0220001544 |
|---|---|
| Date | Jun 06, 2022 |
| Instrument | 220001544 |
| Name | PHOENIXVILLE FEDERAL BANK & TRUST |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1 Months |
| Due | Jul 28, 2022 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Jan 11, 2007 |
| Property Address | 118 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2374 |
| Document Number | 0070000079 |
| Instrument Date | Jan 09, 2007 |
| Instrument | 070000079 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Tax | $2,190.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1100 EAGLEWOOD DR STE C, C, VIRGINIA BEACH, VA 23454-5890 |
| Investor | Possibly a Property Investor |
Source: Northampton County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Cape Charles Town |
| County | Northampton County |
| Unified School District | Northampton County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,142.00 (+2.92%) | $445,700 (-) Building $445,700 | |
| 2024 | $3,053.00 (+22.61%) | $445,700 (+36.01%) Building $445,700 | $445,700 (+36.01%) Building $445,700 |
| 2023 | $2,490.00 | $327,700 Building $327,700 | $327,700 Building $327,700 |
Source: FEMA National Flood Hazard Layer as of October 26, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 47 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 47 in force |
| Wildfire Risk | Low lower than 96% of the US · lower than 98% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 64 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF CAPE CHARLES serves 1,342 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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