101 Lowell St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 101 Lowell St, Reading, MA 01867 · Last verified April 2026

Property Summary

Property TypeDuplex
Details5 bd · 2 ba · 3,641 sqft · built 1810
Lot Size0.47 acres (20,482 sqft)
Owner2 Individual Names on File
Last Sale$310,000 (May 1998)
Tax Bill$11,023 (2025)
Deeds & MortgagesSep 2019 Refinance
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNREAD M:021.0-0000-0371.0

Property Details

APN / Parcel Number

Primary APNREAD M:021.0-0000-0371.0
Alternative APNs
  • M:021.0=0000=0371.0
  • 860000000270
  • 860000000

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Units2 Units
Stories3 Stories
Building Area3,641 sqft Living Area
Gross Area5,958 sqft
Basement Area930 sqft
Unfinished Basement930 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1810
Effective Year BuiltEffective 1957
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,482 sqft (0.47 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number860000000270
Street Address101 LOWELL ST
CityREADING
StateMA
Zip01867-2112
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
JurisdictionREADING MA
Township / Civil DivisionREADING
Census Block Group2
Census Block2018
Census Tract334300

Owner

Source: Middlesex County and Reading Town records · APN READ M:021.0-0000-0371.0

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address101 LOWELL ST, READING, MA 01867-2112
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
NORTHERN BANK & TRUST CO
May 28, 2020Deed of Trust, Mortgage · Balloon Mortgage
EASTERN BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 11, 1998 · Amount on Record
Deed SaleMay 11, 1998 · Amount on Record
Record UpdatedJun 08, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address101 LOWELL ST, READING, MA 01867-2112
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number73335-224
DateSep 24, 2019
Book Page73335/224
Instrument145507
Lender
NameNORTHERN BANK & TRUST CO
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 01, 2049

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address101 LOWELL ST, READING, MA 01867-2112
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number74759-15
DateMay 28, 2020
Book Page74759/15
Instrument80449
Lender
NameEASTERN BANK
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$11,023.00 (+1.12%)$967,800 (+4.05%) Land $450,400 Building $517,400
2024$10,901.00 (+3.12%)$930,100 (+10.78%) Land $432,600 Building $497,500
2023$10,571.00$839,600 Land $390,100 Building $449,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually ListedBancroft, Joseph, House
listed 1984 · 1 contributing resources · NRIS 84002467

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 424 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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