122 Emerald Dr, Porter (Chesterton), IN 46304 Property Records

Porter County property record for 122 Emerald Dr, Porter, IN 46304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 2019
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$197,150 (May 2020)
Tax Bill	$2,990 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`64-03-35-153-013.000-026`

Property Details

APN / Parcel Number

Primary APN	`64-03-35-153-013.000-026`
Alternative APN	`00002379971`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,248 sqft Living Area
Gross Area	1,743 sqft
1st Floor Area	1,248 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	495 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	122 EMERALD DR
City	CHESTERTON
State	IN
Zip	46304-8839
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MINERAL SPRINGS VILLAS PUD LOT 12 .19A
Legal Subdivision	MINERAL SPRINGS VILLAS PUD
Legal Lot Number	12
Jurisdiction	PORTER IN
Township / Civil Division	WESTCHESTER
Census Block Group	2
Census Block	2005
Census Tract	50302

Owner

Source: Porter County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	122 EMERALD DR, CHESTERTON, IN 46304-8839
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Warranty Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS
May 5, 2020	Warranty Deed, Transfer · Conventional Mortgage CENTIER BANK
May 5, 2020	Warranty Deed, Transfer MERIDIAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2020 · Amount on Record
Deed Sale	May 5, 2020 · Amount on Record
Prior Sale	May 5, 2020 · Amount on Record
Deed Document Number	202010374
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PORTER IN
Recording Date	Jul 28, 2026
Property Address	122 EMERALD DR, CHESTERTON, IN 46304-8839
Document Number	0000014543
Instrument Date	Jul 24, 2026
Instrument	202614543
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	INDIANA HOME TITLE LLC, INDIANA HOME TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 EMERALD DR, CHESTERTON, IN 46304-8839

Mortgage

Document Number	0000014544,
Date	Jul 28, 2026
Instrument	202614544

Lender

Name	EMBRACE HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PORTER IN
Recording Date	May 5, 2020
Property Address	122 EMERALD DR, PORTER, IN 46304-8839
Document Number	0000010374
Map Reference	FILE 50-F-2B
Instrument Date	Apr 24, 2020
Instrument	2020-010374
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	MERIDIAN TITLE CORP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 EMERALD DR, PORTER, IN 46304-8839

Mortgage

Document Number	0000010375
Date	May 5, 2020
Instrument	2020-010375

Lender

Name	CENTIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2035

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PORTER IN
Recording Date	May 5, 2020
Property Address	122 EMERALD DR, PORTER, IN 46304-8839
Document Number	0000010373
Instrument Date	Apr 24, 2020
Instrument	10373
Transaction Type	Transfer
Record Updated	Jun 8, 2020
Title Company	MERIDIAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2200 E 88TH DR MERRILLVILLE IN 464105269, MERRILLVILLE, IN 46410-5269

Tax Assessment & Valuation

Source: Porter County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Porter County
County Subdivision	Westchester Township
Municipality	Porter Town
Unified School District	Duneland School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,990.00 (+1.29%) Homeowner's exemption	$272,800 (+8.3%) Land $19,800 Building $253,000	$272,800 (+8.3%) Land $19,800 Building $253,000
2024	$2,952.00 (+5.2%)
2023	$2,806.00 (+7.02%)	$251,900 Land $14,700 Building $237,200	$251,900 Land $14,700 Building $237,200
2022	$2,622.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Aug 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: NITCO.

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