108 Emerald Dr, Porter (Chesterton), IN 46304 Property Records

Porter County property record for 108 Emerald Dr, Porter, IN 46304

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,377 sqft · built 2015
Lot Size	0.117 acres (5,097 sqft)
Owner	Trust Name on File
Tax Bill	$4,089 (2024)
Deeds & Mortgages	Jan 2024 Transfer Jan 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`64-03-35-153-005.000-026`

Property Details

APN / Parcel Number

Primary APN	`64-03-35-153-005.000-026`
Alternative APN	`00002379865`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,377 sqft Living Area
Basement Area	1,377 sqft
Finished Basement	1,171 sqft

Exterior

Year Built	Built 2015
Construction Type	Wood
Roof Material	Asphalt
Lot Area	5,097 sqft (0.117 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00002379865
Street Address	108 EMERALD DR
City	PORTER
State	IN
Zip	46304-8839
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MINERAL SPRINGS VILLAS PUD LOT 5 .117A
Legal Subdivision	MINERAL SPRINGS VILLAS PUD
Legal Lot Number	5
Jurisdiction	PORTER IN
Township / Civil Division	WESTCHESTER
Census Block Group	2
Census Block	2005
Census Tract	50302

Owner

108 Emerald Dr is owner-occupied and held in a trust since January 2024.

Source: Porter County records, as of February 18, 2026

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	108 EMERALD DR, PORTER, IN 46304-8839
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2024	Intrafamily Transfer, Transfer
Jan 26, 2024	Personal Representative Deed, Transfer
May 25, 2017	Warranty Deed, Transfer · Conventional Mortgage HORIZON BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2017
Deed Sale	May 25, 2017
Prior Sale	Jan 26, 2024
Deed Document Number	0000012188
Record Updated	Jun 8, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PORTER IN
Recording Date	Jan 26, 2024
Property Address	108 EMERALD DR, PORTER, IN 46304-8839
Document Number	0000001201
Map Reference	PL 50-F-21
Instrument Date	Jan 25, 2024
Instrument	2024-001201
Transaction Type	Transfer
Record Updated	Feb 7, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	108 EMERALD DR, PORTER, IN 46304-8839

January 2024: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	PORTER IN
Recording Date	Jan 26, 2024
Property Address	108 EMERALD DR, PORTER, IN 46304-8839
Document Number	0000001200
Map Reference	PL 50-F-2
Instrument Date	Jan 25, 2024
Instrument	2024-001200
Transaction Type	Transfer
Record Updated	Feb 7, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 EMERALD DR, PORTER, IN 46304-8839

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PORTER IN
Recording Date	May 25, 2017
Property Address	108 EMERALD DR, PORTER, IN 46304-8839
Document Number	0000012188
Map Reference	FIEL50-F-21
Instrument Date	May 24, 2017
Instrument	2017-012188
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	MERIDIAN TITLE CORP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 EMERALD DR, CHESTERTON, IN 46304-8839
Investor	Possibly a Property Investor

Mortgage

Document Number	0000012189
Date	May 25, 2017
Instrument	2017-012189

Lender

Name	HORIZON BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Porter County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Porter County
County Subdivision	Westchester Township
Municipality	Porter Town
Unified School District	Duneland School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$374,200 Land $14,100 Building $360,100	$374,200 Land $14,100 Building $360,100
2024	$4,089.00 (+4.39%)
2023	$3,917.00 (+6.93%)	$348,300 Land $10,400 Building $337,900	$348,300 Land $10,400 Building $337,900
2022	$3,663.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Emerald Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Aug 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Emerald Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: NITCO.

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